1818 Valhalla Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 1818 Valhalla Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,685 sqft · built 1977
Lot Size	3 acres (130,786 sqft)
Owner	Individual Name on Record
Last Sale	$447,000 (Sep 2020)
Tax Bill	$8,278 (2026)
Deeds & Mortgages	May 2022 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-4405-00160`

Property Details

APN / Parcel Number

Primary APN	`010-4405-00160`
Alternative APN	`1088249`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,685 sqft Gross Area
1st Floor Area	1,685 sqft
Basement Area	1,348 sqft
Finished Basement	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	130,786 sqft (3 acres)
Garage Area	1,332 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	280 sqft
Deck Area	436 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1088249
Street Address	1818 VALHALLA DR
City	DULUTH
State	MN
Zip	55811-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 AND OUTLOT B SERIAL #
Legal Subdivision	VALHALLA
Legal Lot Number	16B
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1818 VALHALLA DR, DULUTH, MN 55811-2256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Dec 14, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE
Sep 23, 2020	Grant Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Apr 17, 2020	Grant Deed, Transfer ATTORNEY ONLY
Nov 6, 2019	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	20201029356
Prior Transfer Date	Mar 18, 2013
Prior Transfer Doc	0000928748
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1818 VALHALLA DR, DULUTH, MN 55811-2256
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 VALHALLA DR, DULUTH, MN 55811-2256

Mortgage

Document Number	0001056702
Date	May 19, 2022
Instrument	1056702

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1818 VALHALLA DR, DULUTH, MN 55811-2256
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001050882
Date	Dec 14, 2021
Instrument	1050882

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1818 VALHALLA DR, DULUTH, MN 55811-2256
Document Number	00T1030592
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1818 VALHALLA DR DULUTH MN 558112256, DULUTH, MN 55811-2256

Mortgage

Document Number	00T1030592
Date	Oct 16, 2020
Instrument	T1030592

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2025

Interest

Rate Type	Adjustable Rate
Rate	4%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 23, 2020
Property Address	1818 VALHALLA DR, DULUTH, MN 55811-2256
Document Number	00T1029356
Instrument Date	Sep 17, 2020
Instrument	T1029356
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1818 VALHALLA DR DULUTH MN 558112256, DULUTH, MN 55811-2256

Mortgage

Document Number	T1029357
Date	Sep 23, 2020
Instrument	T1029357

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2040

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 17, 2020
Property Address	1818 VALHALLA DR, DULUTH, MN 55811-2256
Document Number	00T1022482
Instrument Date	Mar 31, 2020
Instrument	T1022482
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$809.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1818 VALHALLA DR DULUTH MN 558112256, DULUTH, MN 55811-2256

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1818 VALHALLA DR, DULUTH, MN 55811-2256
Document Number	00T1019070
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1818 VALHALLA DR DULUTH MN 558112256, DULUTH, MN 55811-2256

Mortgage

Document Number	00T1019070
Date	Dec 30, 2019
Instrument	T1019070

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 29, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,278.00 (+8.27%) Homeowner's exemption
2025	$7,646.00 (-5.04%) Homeowner's exemption	$598,400 (+9.28%) Land $66,800 Building $531,600	$598,400 (+9.28%) Land $66,800 Building $531,600
2024	$8,052.00	$547,600 (+5.88%) Land $107,300 Building $440,300	$547,600 (+5.88%) Land $107,300 Building $440,300
2022		$517,200 Land $99,900 Building $417,300	$517,200 Land $99,900 Building $417,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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