1818 Silver Cliff Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 1818 Silver Cliff Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,612 sqft · built 2006
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,540 (2026)
Deeds & Mortgages	Jun 2022 Transfer Aug 2017 Transfer
APN	`29-5372-00400`

Property Details

APN / Parcel Number

Primary APN	`29-5372-00400`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Stories	2 Stories
Building Area	1,612 sqft Gross Area
1st Floor Area	1,594 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	2,614 sqft (0.06 acres)
Garage Area	360 sqft
Pool Type	Pool with Hot Tub/Spa
Deck Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	1818 SILVER CLIFF RD
City	TWO HARBORS
State	MN
Zip	55616-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 5 (.04 ACRES) + LIMITED COMMON ELEMENTS
Legal Range	10W
Legal Township	53N
Legal Section	22
Legal Subdivision	SILVER CLIFF BEACH HOMES
Legal Lot Number	5
Legal Unit	5
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3010
Census Tract	370102

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13468 HURON CT, SAINT PAUL, MN 55124-9476
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	Jun 1, 2022
Property Address	1818 SILVER CLIFF RD, TWO HARBORS, MN 55616-2031
Document Number	0000T071/3
Book / Page	T071 / 3
Instrument Date	Dec 13, 2017
Instrument	T000048942
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10643 CAVALLO RDG, EDEN PRAIRIE, MN 55347-2200

August 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE MN
Recording Date	Aug 29, 2017
Property Address	1818 SILVER CLIFF RD, TWO HARBORS, MN 55616-2031
Document Number	T000044323
Instrument Date	Aug 25, 2017
Instrument	T000044323
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,540.00 (-3.46%)	$994,800 (+7.05%) Land $409,400 Building $585,400	$994,800 (+7.05%) Land $409,400 Building $585,400
2025	$7,810.00
2023		$929,300 Land $299,300 Building $630,000	$929,300 Land $299,300 Building $630,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Silver Cliff Rd

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