1818 S 45th St, Temple, TX 76504 Property Records

Bell County property record for 1818 S 45th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1956
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on Record
Last Sale	$5,400 (Jan 2013)
Tax Bill	$2,262 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0044190000`

Property Details

APN / Parcel Number

Primary APN	`0044190000`
Alternative APNs	`761133` `94481`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Gravel
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1818 S 45TH ST
City	TEMPLE
State	TX
Zip	76504-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	DUBOSE ADDITION SECOND EXTENSION, BLOCK 015, LOT 0018
Legal Subdivision	DUBOSE ADDITION SECOND EXTENSION
Legal Block	15
Legal Lot Number	18
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2018
Census Tract	21102

Owner

Source: Bell County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1818 S 45TH ST, TEMPLE, TX 76504-6512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 17, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2013 · Amount on Record
Deed Sale	Jan 14, 2013 · Amount on Record
Prior Sale	Jul 6, 2011
Deed Document Number	20131749
Prior Transfer Date	Jan 11, 2013
Prior Transfer Doc	0000001749
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1818 S 45TH ST, TEMPLE, TX 76504-6512
Document Number	0000045277
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1818 S 45TH ST TEMPLE TX 765046512, TEMPLE, TX 76504-6512

Mortgage

Document Number	0000045277
Date	Oct 27, 2017
Instrument	45277

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	1818 S 45TH ST, TEMPLE, TX 76504-6512
Document Number	0000046291
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1818 S 45TH ST TEMPLE TX 765046512, TEMPLE, TX 76504-6512

Mortgage

Document Number	0000046291
Date	Nov 2, 2017
Instrument	46291

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,262.00 (-47.57%)	$199,763 (+6.15%) Land $30,674 Building $169,089	$199,763 (+6.15%) Land $30,674 Building $169,089
2023	$4,314.00 (+8.83%)	$188,191 Land $30,674 Building $157,517	$188,191 Land $30,674 Building $157,517
2022	$3,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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