1818 N Ponca Dr, Independence, MO 64058 Property Records

Jackson County property record for 1818 N Ponca Dr, Independence, MO 64058

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1972
Lot Size	0.177 acres (7,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,931 (Aug 2010)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-220-03-56`

Property Details

APN / Parcel Number

Primary APN	`16-220-03-56`
Alternative APNs	`16-220-03-56-00-0-00-000` `16220035600000001` `735579`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	640 sqft
Basement Area	880 sqft
Finished Basement	480 sqft
Unfinished Basement	400 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,720 sqft (0.177 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	735579
Street Address	1818 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64058-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELM GROVE LOT 6
Legal Subdivision	ELM GROVE
Legal Block	3
Legal Lot Number	6
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3023
Census Tract	15100

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · VA Mortgage NOT AVAILABLE
Jan 24, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 23, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 13, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 25, 2019	Deed of Trust, Mortgage CBC NAT'L BK MTG
Sep 26, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 13, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2010 · Amount on Record
Deed Sale	Aug 23, 2010 · Amount on Record
Prior Sale	Dec 22, 2004
Deed Document Number	201081367
Last Transfer Date	Sep 21, 2011
Transfer Doc	0000E92540
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036

Mortgage

Document Number	00E0087951
Date	Nov 25, 2025
Instrument	2025E0087951

Lender

Name	NOT AVAILABLE
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Apr 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036

Mortgage

Document Number	00E0004825
Date	Jan 24, 2024
Instrument	2024E0004825

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036

Mortgage

Document Number	00E0112075
Date	Dec 23, 2022
Instrument	2022E0112075

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036
Document Number	0000E78047
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1818 N PONCA DR INDEPENDENCE MO 640581036, INDEPENDENCE, MO 64058-1036

Mortgage

Document Number	0000E78047
Date	Aug 31, 2020
Instrument	78047E

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036
Document Number	0000E22512
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1818 N PONCA DR INDEPENDENCE MO 640581036, INDEPENDENCE, MO 64058-1036

Mortgage

Document Number	0000E22512
Date	Apr 1, 2019
Instrument	22512E

Lender

Name	CBC NAT'L BK MTG
Address	ALPHARETTA, GA 30022

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036
Document Number	0000E90774
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1818 N PONCA DR INDEPENDENCE MO 640581036, INDEPENDENCE, MO 64058-1036

Mortgage

Document Number	0000E90774
Date	Oct 4, 2017
Instrument	90774E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1818 N PONCA DR, INDEPENDENCE, MO 64058-1036
Document Number	0000E15634
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1818 N PONCA DR INDEPENDENCE MO 640581036, INDEPENDENCE, MO 64058-1036

Mortgage

Document Number	0000E15634
Date	Feb 21, 2017
Instrument	15634E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,860 (-) Land $4,399 Building $17,461	$115,050 (-)
2025	$1,890.00	$21,860 (+3.43%) Land $4,399 Building $17,461	$115,050 (+3.43%)
2024	$1,890.00 (+0.91%)
2023	$1,873.00 (+21.15%)	$21,135 (+27.86%) Land $1,782 Building $19,353	$111,240 (+27.86%)
2022	$1,546.00	$16,530 Land $4,123 Building $12,407
2021			$87,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1981–1989)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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