1818 Killarn Cir, Middleburg, FL 32068 Property Records

Clay County property record for 1818 Killarn Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1986
Lot Size	0.247 acres (10,802 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Jul 2006)
Tax Bill	$599 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-25-009001-002-26`

Property Details

APN / Parcel Number

Primary APN	`04-05-25-009001-002-26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,096 sqft Heated Area
Gross Area	1,848 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,802 sqft (0.247 acres)
Lot Dimensions	139 ft deep x 78 ft wide
Garage Area	438 sqft

Exterior Amenities

Porch	Porch
Porch Area	82 sqft
Deck Area	180 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1818 KILLARN CIR
City	MIDDLEBURG
State	FL
Zip	32068-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 25 SHAMROCK LAKE AS REC OR 2752 PG 2006
Legal Range	25
Legal Township	05
Legal Section	04
Legal Subdivision	SHAMROCK LAKE
Legal Lot Number	25
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2006
Census Tract	30209

Owner

1818 Killarn Cir is owned and occupied by an individual who bought it in July 2006.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	1818 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Jan 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2006 · Amount on File
Deed Sale	Jul 5, 2006 · Amount on File
Prior Sale	Jan 8, 2004
Deed Document Number	2006046426
Deed Book / Page	2752 / 2006
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1818 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 KILLARN CIR, MIDDLEBURG, FL 32068-4324

Mortgage

Document Number	0046822020
Date	Jan 18, 2023
Book Page	4682/2020
Instrument	2023002527

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2033

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1818 KILLARN CIR, MIDDLEBURG, FL 32068-4324
Document Number	0042770083
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1818 KILLARN CIR MIDDLEBURG FL 320684324, MIDDLEBURG, FL 32068-4324

Mortgage

Document Number	0042770083
Date	Feb 7, 2020
Book Page	004277/000083
Instrument	7037

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1818 Killarn Cir was $599 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$599.00 Homeowner's exemption	$79,428	$201,266 Land $40,000 Building $161,266
2023	$863.00 (+17.26%) Homeowner's exemption	$74,942 (+3%)	$182,176 (+16.57%) Land $30,000 Building $152,176
2022	$736.00 Homeowner's exemption	$72,760	$156,278 Land $30,000 Building $126,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1818 Killarn Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1818 Killarn Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Killarn Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures