1818 Herring Ave, Waco, TX 76708 Property Records

McLennan County property record for 1818 Herring Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,878 sqft · built 1911
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$767 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-017600-099600-1`

Property Details

APN / Parcel Number

Primary APN	`48-017600-099600-1`
Alternative APNs	`4801760009960010111` `173437`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft
Flooring	Carpet

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	1,120 sqft
Carport	Carport
Carport Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	1818 HERRING AVE
City	WACO
State	TX
Zip	76708-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	FARWELL HTS LOT 5 BLOCK 101 ACRES .1894 UNIVERSITY HTS BLOCK 101 LOT 5
Legal Subdivision	FARWELL HTS
Legal Block	101
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4000
Census Tract	1100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1818 HERRING AVE, WACO, TX 76708-2849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL CREDIT UNION
May 11, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CENTRAL CU
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Sep 11, 2026
Property Address	1818 HERRING AVE, WACO, TX 76708-2849
Document Number	0000029574
Instrument Date	Sep 4, 2026
Instrument	202629574
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 HERRING AVE, WACO, TX 76708-2849

Mortgage

Document Number	0000029574,
Date	Sep 11, 2026
Instrument	202629574

Lender

Name	CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 26, 2031

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1818 HERRING AVE, WACO, TX 76708-2849
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013716
Date	May 11, 2023
Instrument	2023013716

Lender

Name	FIRST CENTRAL CU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 5, 2028

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1818 HERRING AVE, WACO, TX 76708-2849
Document Number	0000008593
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1818 HERRING AVE WACO TX 767082849, WACO, TX 76708-2849

Mortgage

Document Number	0000008593
Date	Mar 20, 2017
Instrument	8593

Lender

Name	FIRST CTRL CU
Type	Credit Union
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 19, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,941 (+1%)	$169,799 (-3.91%) Land $18,068 Building $151,731
2025	$767.00 (+13.63%) Homeowner's exemption	$92,674 (-40.04%) Land $16,420 Building $160,280	$176,700 (+14.33%) Land $16,420 Building $160,280
2024	$675.00 (+10.29%)
2023		$154,550 Land $16,420 Building $138,130	$154,550 Land $16,420 Building $138,130
2022	$612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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