18173 Carmel Dr, Castro Valley, CA 94546 Property Records

Alameda County property record for 18173 Carmel Dr, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1957
Lot Size	0.13 acres (5,656 sqft)
Owner	Trust Name on File
Tax Bill	$6,817 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`84D-1101-33`

Property Details

APN / Parcel Number

Primary APN	`84D-1101-33`
Alternative APN	`084D-1101-033-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,656 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18173 CARMEL DR
City	CASTRO VALLEY
State	CA
Zip	94546-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00004 BLK: 0005 TR: 1674
Legal Tract	1674
Legal Block	5
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1008
Census Tract	430400

Owner

18173 Carmel Dr is owner-occupied and held in a trust since August 2017.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	18173 CARMEL DR, CASTRO VALLEY, CA 94546-1103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Sep 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 31, 2017
Transfer Doc	0000201017
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18173 CARMEL DR, CASTRO VALLEY, CA 94546-1103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18173 CARMEL DR, CASTRO VALLEY, CA 94546-1103

Mortgage

Document Number	0000204984
Date	Aug 20, 2020
Instrument	2020204984

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18173 CARMEL DR, CASTRO VALLEY, CA 94546-1103
Document Number	0000212584
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18173 CARMEL DR CASTRO VALLEY CA 945461103, CASTRO VALLEY, CA 94546-1103

Mortgage

Document Number	0000212584
Date	Oct 18, 2019
Instrument	212584

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2034

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 13, 2017
Property Address	18173 CARMEL DR, CASTRO VALLEY, CA 94546-1103
Document Number	0000201017
Instrument Date	Aug 31, 2017
Instrument	201017
Transaction Type	Transfer
Record Updated	Oct 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18173 CARMEL DR CASTRO VALLEY CA 945461103, CASTRO VALLEY, CA 94546-1103

Tax Assessment & Valuation

The 2025 property tax bill for 18173 Carmel Dr was $6,817 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,251 (+0.63%) Land $156,375 Building $364,876
2025	$6,817.00 Homeowner's exemption	$511,032 Land $153,309 Building $357,723
2023	$6,543.00 Homeowner's exemption	$491,190 Land $147,357 Building $343,833	$1,496,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18173 Carmel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18173 Carmel Dr is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired, Verizon.

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