1817 Winchester Ct S, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1817 Winchester Ct S, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 2001
Lot Size	0.504 acres (21,954 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Nov 2024)
Tax Bill	$4,205 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-31-3452-0001-0130`

Property Details

APN / Parcel Number

Primary APN	`04-26-31-3452-0001-0130`
Alternative APNs	`263104345200010130` `95767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,954 sqft (0.504 acres)
Lot Dimensions	219 ft deep x 100 ft wide

Exterior Amenities

Porch	Metal Porch
Porch Area	120 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1817 WINCHESTER CT S
City	SAINT CLOUD
State	FL
Zip	34771-8579
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR1C
Legal Description	HUNTERS RIDGE PB 10 PG 119 LOT 13
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	HUNTERS RIDGE
Legal Tract	3452
Legal Block	130
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2023
Census Tract	43700

Owner

1817 Winchester Ct S, a mobile home, is owned and occupied by an individual who bought it in November 2024.

Source: Osceola County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1817 WINCHESTER CT S, SAINT CLOUD, FL 34771-8579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2024 · Amount on File
Deed Sale	Nov 7, 2024 · Amount on File
Prior Sale	Oct 25, 2004 · Amount on File
Deed Document Number	2024141485
Deed Book / Page	6692 / 145
Prior Transfer Date	Nov 13, 2014
Prior Transfer Doc	0046980381
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jul 22, 2026
Property Address	1817 WINCHESTER CT S, SAINT CLOUD, FL 34771-8579
Document Number	0000095742
Book / Page	7007 / 2176
Instrument Date	Jul 22, 2026
Instrument	202695742
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 WINCHESTER CT S, SAINT CLOUD, FL 34771-8579

Mortgage

Document Number	0000095742,
Date	Jul 22, 2026
Book Page	7007/2176
Instrument	202695742

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1817 WINCHESTER CT S, SAINT CLOUD, FL 34771-8579
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 WINCHESTER CT S, SAINT CLOUD, FL 34771-8579

Mortgage

Document Number	0061800951
Date	Mar 28, 2022
Book Page	6180/951
Instrument	2022048293

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1817 Winchester Ct S was $4,205, up 192.2% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,205.00 (+192.22%)	$217,100 Land $50,000 Building $167,100	$217,100 Land $50,000 Building $167,100
2024	$1,439.00 (+4.43%)
2023	$1,378.00 (+7.4%) Homeowner's exemption	$48,407 (+3%)	$170,900 (+30.36%) Land $32,500 Building $138,400
2022	$1,283.00 Homeowner's exemption	$46,998	$131,100 Land $32,500 Building $98,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1817 Winchester Ct S in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 Winchester Ct S is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Winchester Ct S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures