1817 Willow Creek Ct, Frederick, MD 21702 Property Records

Frederick County property record for 1817 Willow Creek Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,254 sqft · built 1980
Lot Size	0.215 acres (9,363 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Mar 2006)
Tax Bill	$6,787 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-045923`

Property Details

APN / Parcel Number

Primary APN	`02-045923`
Alternative APNs	`2045923` `045923`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,136 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,363 sqft (0.215 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	045923
Street Address	1817 WILLOW CREEK CT
City	FREDERICK
State	MD
Zip	21702-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 18 SECT 4 PLAT 3 9363 SQ FT AMBER MEADOWS
Legal Subdivision	AMBER MEADOWS
Legal Block	D
Legal Lot Number	18
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2014
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1817 Willow Creek Ct is owned and occupied by an individual who acquired it in September 2019.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1817 WILLOW CREEK CT, FREDERICK, MD 21702-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Loan Modification, Mortgage · Conventional with PMI SHELLPOINT MTG SVCNG
Oct 15, 2019	Quit Claim Deed, Transfer KENSINGTON REALTY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2006 · Amount on File
Deed Sale	Mar 2, 2006 · Amount on File
Prior Sale	Aug 1, 1986 · Amount on File
Deed Document Number	200661500
Deed Book / Page	5884 / 325
Last Transfer Date	Sep 30, 2019
Transfer Doc	0132710051
Record Updated	Oct 29, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	1817 WILLOW CREEK CT, FREDERICK, MD 21702-3025
Document Number	0141470138
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 WILLOW CREEK CT FORT DETRICK MD 217023025, FORT DETRICK, MD 21702-3025

Mortgage

Document Number	0141470138
Date	Oct 5, 2020
Book Page	014147/000138

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	3.62%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 15, 2019
Property Address	1817 WILLOW CREEK CT, FREDERICK, MD 21702-3025
Document Number	0132710051
Book / Page	013271 / 000051
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1817 WILLOW CREEK CT FREDERICK MD 217023025, FREDERICK, MD 21702-3025

Tax Assessment & Valuation

The 2025 property tax bill for 1817 Willow Creek Ct was $6,787, up 9.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,233 (+6.88%)	$442,700 (+20.63%) Land $142,500 Building $300,200
2025	$6,787.00 (+9.34%)	$367,000 Land $122,400 Building $244,600	$367,000 Land $122,400 Building $244,600
2024	$6,207.00 (+12.98%)
2023	$5,494.00	$300,733	$367,000 Land $122,400 Building $244,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 Willow Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 Willow Creek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Glo Fiber.

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