Pinellas County property record for 1817 Whispering Dr W, Largo, FL 33771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,454 sqft · built 1984 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,200 (Dec 2013) |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | Apr 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-7068-4 |
| Primary APN | C62-000-748-7068-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,454 sqft Living Area |
| Gross Area | 1,804 sqft |
| 1st Floor Area | 1,454 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R6315 |
|---|---|
| Street Address | 1817 WHISPERING DR W |
| City | LARGO |
| State | FL |
| Zip | 33771-5336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL PINES ESTATES PHASE II LOT 137 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 1 |
| Legal Subdivision | TALL PINES ESTATES |
| Legal Phase | 2 |
| Legal Tract | 89021 |
| Legal Lot Number | 137 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 25411 |
1817 Whispering Dr W is owned and occupied by an individual who bought it in December 2013.
Source: Pinellas County records, as of March 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1817 WHISPERING DR W, LARGO, FL 33771-5336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2013 · Amount on File |
| Deed Sale | Dec 30, 2013 · Amount on File |
| Prior Sale | Jan 20, 1994 |
| Deed Document Number | 2013409830 |
| Deed Book / Page | 18267 / 2606 |
| Prior Transfer Date | Oct 23, 2013 |
| Prior Transfer Doc | 0182672606 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1817 WHISPERING DR W, LARGO, FL 33771-5336 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1817 WHISPERING DR W, LARGO, FL 33771-5336 |
| Document Number | 0220272659 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 22027/2659 |
| Instrument | 2022124722 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | WANTAGH, NY 11793 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.52% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.52% |
The 2025 property tax bill for 1817 Whispering Dr W was $2,610 with exemptions applied, up 6.4% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,610.00 (+6.36%) Homeowner's exemption Senior Citizen's exemption | $186,962 | $292,335 Land $103,514 Building $188,821 |
| 2024 | $2,454.00 (+2.25%) | ||
| 2023 | $2,400.00 (+3.54%) Homeowner's exemption Senior Citizen's exemption | $176,401 (+3%) | $263,837 (+18.81%) Land $118,304 Building $145,533 |
| 2022 | $2,318.00 Homeowner's exemption Senior Citizen's exemption | $171,263 | $222,062 Land $107,403 Building $114,659 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1817 Whispering Dr W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (1979–1982) |
| Most Recent Claim | May 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1817 Whispering Dr W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
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