1817 Spruce St, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 1817 Spruce St, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,661 sqft · built 1952
Lot Size	0.316 acres (13,752 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Sep 2022)
Tax Bill	$9,077 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-02493-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`03-02493-0000-00028`
Alternative APNs	`0300311000000069` `030249300028`

Interior

Stories	1 Story
Building Area	1,661 sqft Living Area
1st Floor Area	1,661 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	13,752 sqft (0.316 acres)
Lot Dimensions	275 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0300311000000069
Street Address	1817 SPRUCE ST
City	TRENTON
State	NJ
Zip	08610-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	08671-A
Legal Block	2493
Legal Lot Number	28
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3027
Census Tract	2702

Owner

1817 Spruce St is owned and occupied by two individuals who bought it in September 2022.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1817 SPRUCE ST, TRENTON, NJ 08610-2234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage TOWNSHIP OF HAMILTON
Jan 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Sep 9, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Deed Document Number	202242492
Deed Book / Page	6499 / 1068
Prior Transfer Date	Dec 6, 2010
Prior Transfer Doc	0001070775
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	1817 SPRUCE ST, HAMILTON, NJ 08610-2234
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033911
Date	Sep 17, 2025
Book Page	11984/1352
Instrument	2025033911

Lender

Name	TOWNSHIP OF HAMILTON
Type	Government Agency
Address	TRENTON, NJ 08609

Agreement

Amount	Amount on Record

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	1817 SPRUCE ST, HAMILTON, NJ 08610-2234
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	FORTUNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000348
Date	Jan 4, 2024
Book Page	11851/1558
Instrument	2024000348

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Sep 9, 2022
Property Address	1817 SPRUCE ST, HAMILTON, NJ 08610-2234
Document Number	0000042492
Book / Page	6499 / 1068
Instrument Date	Aug 29, 2022
Instrument	2022042492
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ALLSTATES TITLE SERVICES INC, ALLSTATES TITLE SERVICE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,667.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 LOCUST LN, 10, SWEDESBORO, NJ 08085-3171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 SPRUCE ST, HAMILTON, NJ 08610-2234

Mortgage

Document Number	0000042493
Date	Sep 9, 2022
Instrument	2022042493

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1817 Spruce St was $9,077 with a senior citizen's exemption, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,800 (-) Land $68,000 Building $176,800	$244,800 (-) Land $68,000 Building $176,800
2025	$9,077.00 (+5.22%)	$244,800 Land $68,000 Building $176,800	$244,800 Land $68,000 Building $176,800
2024	$8,627.00
2023		$231,800 Land $68,000 Building $163,800	$231,800 Land $68,000 Building $163,800
2022	$7,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 Spruce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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