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1817 Sir Lancelot Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1817 Sir Lancelot Cir, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,317 sqft · built 1995
Lot Size0.533 acres (23,261 sqft)
Owner2 Individual Names on File
Last Sale$31,000 (Nov 1993)
Tax Bill$4,399 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN87045

Property Details

APN / Parcel Number

Primary APN87045
Alternative APN
  • 232630002900010100

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,317 sqft Heated Area
Gross Area4,142 sqft
1st Floor Area3,317 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,261 sqft (0.533 acres)
Lot Dimensions180 ft deep x 130 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area48 sqft
PorchOpen Porch
Porch Area405 sqft
Deck Area876 sqft
Patio Area63 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number87045
Street Address1817 SIR LANCELOT CIR
CitySAINT CLOUD
StateFL
Zip34772-7005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1
Legal DescriptionCAMELOT UNIT 1 PB 4 PG 194 LOT 10
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCAMELOT
Legal Tract29
Legal Block1
Legal Lot Number10
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43304

Owner

1817 Sir Lancelot Cir is owned and occupied by two individuals who bought it in November 1993.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address1817 SIR LANCELOT CIR, SAINT CLOUD, FL 34772-7005
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 1993 · Amount on File
Deed SaleNov 15, 1993 · Amount on File
Deed Document Number0001156268
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1817 SIR LANCELOT CIR, SAINT CLOUD, FL 34772-7005
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057841065
DateAug 31, 2020
Book Page5784/1065
Instrument2020115065
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressCHELMSFORD, MA 01824
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1817 Sir Lancelot Cir was $4,399 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,399.00 Homeowner's exemption$288,682$591,100 Land $85,000 Building $506,100
2023$4,146.00 (+3.49%) Homeowner's exemption$272,376 (+3%)$535,300 (+14.04%) Land $70,000 Building $465,300
2022$4,006.00 Homeowner's exemption$264,443$469,400 Land $65,000 Building $404,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 Sir Lancelot Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 Sir Lancelot Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

May also be available: AT&T, Xfinity.

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