1817 Russell St, Covington, KY 41014 Property Records

Kenton County property record for 1817 Russell St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1911
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Oct 2019)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-02-011.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-02-011.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Finished Area
Gross Area	1,311 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Brick
Foundation Type	Block
Roof Material	Metal
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	110 ft deep x 30 ft wide
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1817 RUSSELL ST
City	COVINGTON
State	KY
Zip	41014-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW SCHOOL HOUSE ADDN LOT 15 & N 5' 14 30'X 110' WS RUSSELL
Legal Subdivision	NEW SCHOOL HOUSE BERRYS
Legal Lot Number	15,14
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1020
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1817 Russell St is owned and occupied by two individuals who bought it in October 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1817 RUSSELL ST, COVINGTON, KY 41014-1129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 25, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Apr 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Deed Document Number	201910 25 059 00046
Deed Book / Page	6787 / 224
Prior Transfer Date	Mar 24, 2017
Prior Transfer Doc	0005900104
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1817 RUSSELL ST, COVINGTON, KY 41014-1129
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 RUSSELL ST, COVINGTON, KY 41014-1129

Mortgage

Document Number	0005900010
Date	Oct 12, 2021
Book Page	283/289
Instrument	21101205900010

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 25, 2019
Property Address	1817 RUSSELL ST, COVINGTON, KY 41014-1129
Document Number	0000000046
Book / Page	0C6787 / 000224
Instrument Date	Oct 18, 2019
Instrument	46
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1817 RUSSELL ST COVINGTON KY 410141129, COVINGTON, KY 41014-1129

Mortgage

Document Number	47
Date	Oct 25, 2019
Book Page	0C6787/000227
Instrument	47

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

Mortgage

Document Number	116,
Date	Oct 25, 2019
Book Page	0C6823/000221
Instrument	116

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 W PIKE ST, COVINGTON, KY 41011-2711

Agreement

Amount	Amount on Record
Term	60 Months
Due	Oct 24, 2024

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 7, 2017
Property Address	1817 RUSSELL ST, COVINGTON, KY 41014-1129
Document Number	0000000104
Book / Page	0C6132 / 000186
Instrument Date	Mar 24, 2017
Instrument	104
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 RUSSELL ST COVINGTON KY 410141129, COVINGTON, KY 41014-1129

Tax Assessment & Valuation

The 2025 property tax bill for 1817 Russell St was $1,241.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,300 (+19.85%) Land $10,000 Building $102,300	$112,300 (+19.85%) Land $10,000 Building $102,300
2025	$1,241.00	$93,700 Land $5,000 Building $88,700	$93,700 Land $5,000 Building $88,700
2023	$1,248.00	$93,700 Land $5,000 Building $88,700	$93,700 Land $5,000 Building $88,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 Russell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1817 Russell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Russell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures