1817 Rain Lily Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1817 Rain Lily Pl, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,674 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,990 (Nov 2019)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Apr 2022 Transfer Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-31-0102-0001-0190`

Property Details

APN / Parcel Number

Primary APN	`05-26-31-0102-0001-0190`
Alternative APN	`263105010200010190`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,674 sqft Living Area
Gross Area	3,244 sqft
1st Floor Area	1,106 sqft
Upper Floors Area	1,568 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1817 RAIN LILY PL
City	SAINT CLOUD
State	FL
Zip	34771-8575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOPY WALK PH 2 PB 27 PGS 42-43 LOT 19
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	CANOPY WALK PH 2
Legal Phase	2
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3027
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1817 RAIN LILY PL, SAINT CLOUD, FL 34771-8575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Intrafamily Transfer, Transfer
Dec 6, 2019	Correction Deed, Subdivision Related Transfer DHI TITLE/FL INC
Nov 12, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	2019146677
Deed Book / Page	5621 / 2051
Last Transfer Date	Apr 7, 2022
Transfer Doc	0061900767
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 8, 2022
Property Address	1817 RAIN LILY PL, SAINT CLOUD, FL 34771-8575
Document Number	0061900767
Book / Page	6190 / 767
Map Reference	MB 27 PG 42&43
Instrument Date	Apr 7, 2022
Instrument	2022056166
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1817 RAIN LILY PL, SAINT CLOUD, FL 34771-8575

December 2019: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 6, 2019
Property Address	1817 RAIN LILY PL, SAINT CLOUD, FL 34771-8575
Document Number	0056352971
Book / Page	005635 / 002971
Instrument Date	Dec 6, 2019
Instrument	158375
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2019
Title Company	DHI TITLE/FL INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1817 RAIN LILY PL ST CLOUD FL 347718575, ST CLOUD, FL 34771-8575

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 12, 2019
Property Address	1817 RAIN LILY PL, SAINT CLOUD, FL 34771-8575
Document Number	0056212051
Book / Page	5621 / 2051
Map Reference	MB 27 PG 42&43
Instrument Date	Nov 8, 2019
Instrument	2019146677
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1817 RAIN LILY PL, SAINT CLOUD, FL 34771-8575

Mortgage

Document Number	0056212052
Date	Nov 12, 2019
Instrument	5621/2052

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,116.00 (+3.55%) Homeowner's exemption Veteran's exemption	$277,853 (+5.99%)	$374,700 (+3.48%) Land $70,000 Building $304,700
2024	$3,975.00 (+2.66%)
2023	$3,872.00 (+1.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$262,159 (+3%)	$362,100 (+15.83%) Land $65,000 Building $297,100
2022	$3,827.00 Homeowner's exemption	$254,524	$312,600 Land $60,000 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

Nearby Properties on Rain Lily Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures