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1817 N 3rd St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1817 N 3rd St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,182 sqft · built 1800
Lot Size0.186 acres (8,100 sqft)
OwnerTrust Name on File
Last Sale$24,900 (May 2012)
Tax Bill$1,861 (2025)
Deeds & MortgagesJul 2019 Sale
Feb 2019 Transfer
Flood ZoneZone AE (high risk)
APN009660A000

Property Details

APN / Parcel Number

Primary APN009660A000
Alternative APN
  • 6-006D-B107-00-0010.0000000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,182 sqft Living Area
Gross Area1,422 sqft
1st Floor Area1,182 sqft
Basement Area240 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,100 sqft (0.186 acres)
Lot Dimensions150 ft deep x 54 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area65 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number009660A000
Street Address1817 N 3RD ST
CitySAINT CHARLES
StateMO
Zip63301-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionPT CITY BLK 107
Legal SubdivisionCITY/STCHARLES
Legal Block107
Legal Lot Number10
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2040
Census Tract310400

Owner

1817 N 3rd St is held in a trust since May 2012.

Source: St. Charles County records, as of August 7, 2026

Owner of RecordTrust Name on File
Mailing Address2321 W RANDOLPH ST, SAINT CHARLES, MO 63301-0849
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2019Grant Deed, Transfer
OTHER
Feb 6, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2012 · Amount on File
Deed SaleMay 3, 2012 · Amount on File
Prior SaleDec 19, 2011 · Amount on File
Deed Document Number2012330580
Deed Book / Page5773 / 580
Prior Transfer DateJun 10, 1997
Prior Transfer Doc0000033166
Record UpdatedOct 29, 2026

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateJul 29, 2019
Property Address1817 N 3RD ST, SAINT CHARLES, MO 63301-2120
Document Number0071131211
Book / Page007113 / 001211
Instrument DateJul 25, 2019
Instrument390980
Transaction TypeTransfer
Record UpdatedAug 26, 2019
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2321 W RANDOLPH ST ST CHARLES MO 633010849, ST CHARLES, MO 63301-0849

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateFeb 6, 2019
Property Address1817 N 3RD ST, SAINT CHARLES, MO 63301-2120
Document Number0070330873
Book / Page007033 / 000873
Instrument DateFeb 5, 2019
Instrument56680
Transaction TypeTransfer
Record UpdatedFeb 21, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2321 W RANDOLPH ST ST CHARLES MO 633010849, ST CHARLES, MO 63301-0849

Tax Assessment & Valuation

The 2025 property tax bill for 1817 N 3rd St was $1,861, down 2.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,465 (-)$155,077 (-) Land $40,000 Building $115,077
2025$1,861.00 (-2.92%)$29,465$155,077 Land $40,000 Building $115,077
2024$1,917.00
2023$29,660
2022$156,110 Land $30,000 Building $126,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 N 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 55 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims89 (1979–2022)
Claims Outside the SFHA19 of 89
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 4 claims
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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