1817 Millridge Ct, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1817 Millridge Ct, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,394 sqft · built 1984
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Oct 2020)
Tax Bill	$9,527 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-548-90012928`

Property Details

APN / Parcel Number

Primary APN	`03-548-90012928`
Alternative APNs	`3-548-90012928` `54890012928`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,394 sqft Living Area
Gross Area	5,096 sqft
1st Floor Area	1,548 sqft
Basement Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	540 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	54890012928
Street Address	1817 MILLRIDGE CT
City	ANNAPOLIS
State	MD
Zip	21409-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 20 SC 1 THE MEADOWS
Legal Subdivision	THE MEADOWS
Legal Block	1
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	730901

Owner

Source: Anne Arundel County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1817 MILLRIDGE CT, ANNAPOLIS, MD 21409-5827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
Oct 1, 2020	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB
Apr 6, 2017	Loan Modification, Mortgage · Line of Credit WASHINGTONFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Book / Page	35308 / 140
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1817 MILLRIDGE CT, ANNAPOLIS, MD 21409-5827
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 MILLRIDGE CT, ANNAPOLIS, MD 21409-5827

Mortgage

Document Number	0392350001
Date	Oct 28, 2022
Book Page	39235/1

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1817 MILLRIDGE CT, ANNAPOLIS, MD 21409-5827
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 MILLRIDGE CT, ANNAPOLIS, MD 21409-5827

Mortgage

Document Number	0377720319
Date	Oct 25, 2021
Book Page	37772/319

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 1, 2020
Property Address	1817 MILLRIDGE CT, ANNAPOLIS, MD 21409-5827
Document Number	0353080140
Book / Page	35308 / 140
Map Reference	MB 65 FO 44
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1817 MILLRIDGE CT, ANNAPOLIS, MD 21409-5827

Mortgage

Document Number	35308150
Date	Oct 1, 2020
Instrument	35308/150

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	9.62%

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	1817 MILLRIDGE CT, ANNAPOLIS, MD 21409-5827
Document Number	0308940006
Book / Page	030894 / 000006
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 MILLRIDGE CT ANNAPOLIS MD 214095827, ANNAPOLIS, MD 21409-5827

Mortgage

Document Number	0308940006
Date	May 3, 2017
Book Page	030894/000006

Lender

Name	WASHINGTONFIRST BK
Type	Bank
Address	RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,527.00 (+10.78%) Homeowner's exemption	$913,367 (+12.85%)	$1,066,700 (+27.49%) Land $432,700 Building $634,000
2023	$8,600.00 Homeowner's exemption	$809,333	$836,700 Land $392,700 Building $444,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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