1817 Mercer Ln, Centralia, IL 62801 Property Records

Marion County property record for 1817 Mercer Ln, Centralia, IL 62801

Property Summary

Property Type	Rural Home
Lot Size	10.3 acres (451,282 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jan 2026)
Tax Bill	$4,104 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2011 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`1411200027`

Property Details

APN / Parcel Number

Primary APN	`1411200027`

Exterior

Lot Area	451,282 sqft (10.3 acres)

Location & Zoning

Street Address	1817 MERCER LN
City	CENTRALIA
State	IL
Zip	62801-8457
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW NE EXC LOTS 1 THRU 5
Legal Lot Number	1-5
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1019
Census Tract	952300

Owner

Source: Marion County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1012 W 4TH ST, CENTRALIA, IL 62801-5719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 5, 2011	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jul 17, 2013	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 24, 2010	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 26, 2011	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 18, 2006	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 4, 2007	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jan 9, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 21, 2024	Intrafamily Transfer, Transfer · Stand-Alone Refinance COMMUNITY PARTNERS SAVINGS BANK
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Mar 21, 2024
Deed Document Number	2026R00150
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04516
Date	Sep 30, 2020
Instrument	2020R04516

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R05430
Date	Oct 5, 2011
Instrument	2011R05430

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 9, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE COMPANY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R04447
Date	Jul 17, 2013
Instrument	2013R04447

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2043

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE COMPANY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R04543
Date	Aug 24, 2010
Instrument	2010R04543

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2040

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE COMPANY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011R04686
Date	Aug 26, 2011
Instrument	2011R04686

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2041

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	QUAD COUNTY TITLE COMPANY INC, QUAD COUNTY TITLE COMPANY IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006R04750
Date	Jul 18, 2006
Instrument	2006R04750

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R04135
Date	Jun 4, 2007
Instrument	2007R04135

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Term	298 Months
Due	Apr 26, 2032

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jan 9, 2026
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Document Number	2026R00150
Instrument Date	Jan 7, 2026
Instrument	2026R00150
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1817 MERCER LN, CENTRALIA, IL 62801-8457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 W 4TH ST, CENTRALIA, IL 62801-5719

Mortgage

Document Number	2026R00151
Date	Jan 9, 2026
Instrument	2026R00151

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	5.49%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION IL
Recording Date	Mar 21, 2024
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Document Number	2024R01027
Instrument Date	Mar 15, 2024
Instrument	2024R01027
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1817 MERCER LN, CENTRALIA, IL 62801-8457

Mortgage

Document Number	2024R01028
Date	Mar 21, 2024
Instrument	2024R01028

Lender

Name	COMMUNITY PARTNERS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Nov 15, 2021
Property Address	1817 MERCER LN, CENTRALIA, IL 62801-8457
Document Number	2021R05919
Instrument Date	Nov 10, 2021
Instrument	2021R05919
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	OMA TITLE, DOMA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1817 MERCER LN, CENTRALIA, IL 62801-8457

Mortgage

Document Number	2021R05920
Date	Nov 15, 2021
Instrument	2021R05920

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,104.00 (-5.68%) Homeowner's exemption	$79,033 (+17.95%) Land $9,133 Building $69,900	$237,099 (+17.95%) Land $27,399 Building $209,700
2022	$4,351.00 Homeowner's exemption	$67,004 Land $7,614 Building $59,390	$201,012 Land $22,842 Building $178,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Netwitz Internet Services Fixed Wireless	30 / 5

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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