1817 Hermon Ave, Zion, IL 60099 Property Records

Lake County property record for 1817 Hermon Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1979
Lot Size	0.13 acres (5,641 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Jun 2023)
Tax Bill	$6,919 (2024)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-17-418-007`

Property Details

APN / Parcel Number

Primary APN	`04-17-418-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,641 sqft (0.13 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1817 HERMON AVE
City	ZION
State	IL
Zip	60099-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC.17 LOT 9 BLOCK 83
Legal Subdivision	ZION CITY SEC.17
Legal Block	83
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	3
Census Block	3011
Census Tract	860301

Owner

1817 Hermon Ave is owned and occupied by an individual who bought it in June 2023.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1817 HERMON AVE, ZION, IL 60099-1665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD LOANS
Jun 22, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Mar 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Jul 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 9, 2017	Grant Deed, Transfer PETRA ABSTRACT LP, PETRA ABS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Jan 29, 2020 · Amount on File
Deed Document Number	20237980100
Prior Transfer Date	Mar 12, 2020
Prior Transfer Doc	0007641035
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1817 HERMON AVE, ZION, IL 60099-1665
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3170 W GRANDVILLE AVE, WAUKEGAN, IL 60085-8420

Mortgage

Document Number	0007980102
Date	Jun 22, 2023
Instrument	7980102

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 22, 2023
Property Address	1817 HERMON AVE, ZION, IL 60099-1665
Document Number	0007980100
Instrument Date	Jun 8, 2023
Instrument	7980100
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 HERMON AVE, ZION, IL 60099-1665

Mortgage

Document Number	0007980101
Date	Jun 22, 2023
Instrument	7980101

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Mar 12, 2020
Property Address	1817 HERMON AVE, ZION, IL 60099-1665
Document Number	0007641035
Instrument Date	Mar 12, 2020
Instrument	7641035
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1817 HERMON AVE ZION IL 600991665, ZION, IL 60099-1665

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 29, 2020
Property Address	1817 HERMON AVE, ZION, IL 60099-1665
Document Number	0007629046
Instrument Date	Dec 26, 2019
Instrument	7629046
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 HERMON AVE, ZION, IL 60099-1665

Mortgage

Document Number	0007629047
Date	Jan 29, 2020
Instrument	7629047

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	456 Months
Due	Jan 1, 2058

Interest

Rate Type	Fixed Rate
Rate	4%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jul 1, 2019
Property Address	1817 HERMON AVE, ZION, IL 60099-1665
Document Number	0007572761
Instrument Date	Jul 1, 2019
Instrument	7572761
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 HERMON AVE ZION IL 600991665, ZION, IL 60099-1665

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Aug 9, 2017
Property Address	1817 HERMON AVE, ZION, IL 60099-1665
Document Number	0007418388
Instrument Date	Aug 7, 2017
Instrument	7418388
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	PETRA ABSTRACT LP, PETRA ABS LP

Transaction

Amount	Amount on Record
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1932 WALNUT ST WAUKEGAN IL 600874947, WAUKEGAN, IL 60087-4947

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,751 Land $6,966 Building $61,785	$206,274 Land $20,900 Building $185,374
2024	$6,919.00 (+26.58%)
2023	$5,466.00 (+2.13%)	$51,731 (+16.92%) Land $5,279 Building $46,452	$155,209 (+16.92%) Land $15,839 Building $139,370
2022	$5,352.00	$44,246 Land $4,348 Building $39,898	$132,751 Land $13,045 Building $119,706

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1817 Hermon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 Hermon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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