1817 Gilbert St, Saginaw, MI 48602 Property Records

Saginaw County property record for 1817 Gilbert St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,016 sqft · built 1937
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`91-90-1-87-3000-000`

Property Details

APN / Parcel Number

Primary APN	`91-90-1-87-3000-000`
Alternative APN	`19 1873 00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Aluminum/Vinyl
Roof Material	Rolled Roofing
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1817 GILBERT ST
City	SAGINAW
State	MI
Zip	48602-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 4 & E'LY 20 FT OF LOT 5 , BLK 56,SAGINAW IMPROVEMENT COMPANYS ADDITION K ALSO N 1/2 OF ADJ VACATED ALLEY
Legal Range	1E
Legal Township	90N
Legal Section	87
Legal Subdivision	IMPROVEMENT COMPANYS ADD
Legal Block	56
Legal Lot Number	4-5
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3012
Census Tract	1200

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1817 GILBERT ST, SAGINAW, MI 48602-1032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU
Oct 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU
Mar 26, 2024	Intrafamily Transfer, Transfer
Mar 15, 2024	Intrafamily Transfer, Transfer
Nov 20, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 26, 2024
Transfer Doc	0000005522
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1817 GILBERT ST, SAGINAW, MI 48602-1032
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 GILBERT ST, SAGINAW, MI 48602-1032

Mortgage

Document Number	0000018712
Date	Aug 14, 2024
Instrument	2024018712

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	600 E LYON RD, MIDLAND, MI 48640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2044

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1817 GILBERT ST, SAGINAW, MI 48602-1032
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 GILBERT ST, SAGINAW, MI 48602-1032

Mortgage

Document Number	0000024157
Date	Oct 28, 2024
Instrument	2024024157

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	600 E LYON RD, MIDLAND, MI 48640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2044

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Mar 26, 2024
Property Address	1817 GILBERT ST, SAGINAW, MI 48602-1032
Document Number	0000005522
Map Reference	LB 2 OF PLS PAG
Instrument Date	Mar 26, 2024
Instrument	2024005522
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1817 GILBERT ST, SAGINAW, MI 48602-1032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 GILBERT ST, SAGINAW, MI 48602-1032

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Mar 15, 2024
Property Address	1817 GILBERT ST, SAGINAW, MI 48602-1032
Document Number	0000004824
Map Reference	MB 2 PGS 23
Instrument Date	Mar 15, 2024
Instrument	2024004824
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1817 GILBERT ST, SAGINAW, MI 48602-1032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 GILBERT ST, SAGINAW, MI 48602-1032

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 20, 2023
Property Address	1817 GILBERT ST, SAGINAW, MI 48602-1032
Document Number	0000024999
Map Reference	LB 2 PG 23
Instrument Date	Nov 15, 2023
Instrument	2023024999
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1817 GILBERT ST, SAGINAW, MI 48602-1032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 GILBERT ST, SAGINAW, MI 48602-1032

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,500 (+18.42%)	$81,000 (+18.42%)
2025	$1,331.00 (+2.46%) Homeowner's exemption	$34,200 (+27.61%)	$68,400 (+27.61%)
2024	$1,299.00 (+8.61%)
2023		$26,800	$53,600
2022	$1,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Gilbert St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures