1817 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 1817 Garrard St, Covington, KY 41014 · Last verified December 2025

Property Highlights

Property TypeResidential > Multi-Unit > Triplex
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1889
Square Footage2,892 sqft Finished Area
Lot Size5,940 sqft (0.136 acres)
Last Sale$176,826 (2025)
Tax Bill$463.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-02-044.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,892 sqft Finished Area
Stories3 Stories

Exterior

Year BuiltBuilt 1889
Exterior MaterialBrick Exterior
Lot Area5,940 sqft (0.136 acres)
Depth X Width198 ft x 30 ft Depth x Width

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0553202044.00
Street Address1817 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1432
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Triplex
Legal Description30'X198' WS GARRARD 223.11' S E18TH R.H. SOUTHGATE SHARE 4 2ND DIV
Legal SubdivisionSOUTHGATE RICHARD
Legal Phase25
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2000
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-02-044.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4135 ALEXANDRIC PIKE, COLD SPRINGS, KS 41036
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
RAC PROPERTIES INC
Jan 20, 2026Deed of Trust, Mortgage · Commercial Mortgage
RAC PROPERTIES INC
Oct 30, 2025Warranty Deed, Transfer
Oct 09, 2020Deed of Trust, Mortgage
TRADITIONAL BK
Jan 16, 2020Warranty Deed, Transfer
ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY
Aug 30, 2018Warranty Deed, Transfer
LAWYERS TITLE/CINCINNATI INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Prior SaleJan 16, 2020 · Amount on Record
Deed Doc Number25103005900089
Deed Book / PageKC 371 / 741
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1817 GARRARD ST, COVINGTON, KY 41014-1432
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801
InvestorPossibly a Property Investor

Mortgage

Document Number0000001182
DateJan 20, 2026
Book PageKCM 727/30
Instrument26059000001182
Lender
NameRAC PROPERTIES INC
TypeNon-Lending Institution
AddressNEWPORT, KY 41076
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1817 GARRARD ST, COVINGTON, KY 41014-1432
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4135 ALEXANDRIA PIKE 109, 109, COLD SPRING, KY 41076-6801
InvestorPossibly a Property Investor

Mortgage

Document Number0000001183
DateJan 20, 2026
Book PageKCM 727/58
Instrument26059000001183
Lender
NameRAC PROPERTIES INC
TypeNon-Lending Institution
AddressNEWPORT, KY 41076
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 30, 2025
Property Address1817 GARRARD ST, COVINGTON, KY 41014-1432
Document Number0005900089
Book / PageKC 371 / 741
Instrument DateOct 23, 2025
Instrument25103005900089
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4329 CRESCENT SPRING CT, LOUISVILLE, KY 40213

Transferred To (Grantee/Buyer)

NameVerified Name
Address4135 ALEXANDRIC PIKE, COLD SPRINGS, KS 41036
InvestorPossibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1817 GARRARD ST, COVINGTON, KY 41014-1432
Document Number0000000105
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787
InvestorPossibly a Property Investor

Mortgage

Document Number0000000105
DateOct 15, 2020
Book Page00M112/000192
Instrument105
Lender
NameTRADITIONAL BK
TypeBank
AddressLEXINGTON, KY 40502
Agreement
AmountAmount Recorded
Term120 Months
DueOct 14, 2030
Interest
Rate TypeAdjustable Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 16, 2020
Property Address1817 GARRARD ST, COVINGTON, KY 41014-1432
Document Number0000000151
Book / Page000002 / 000813
Instrument DateDec 28, 2019
Instrument151
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address414 40TH ST #301 OAKLAND CA 946092685, 301, OAKLAND, CA 94609-2685

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 30, 2018
Property Address1817 GARRARD ST, COVINGTON, KY 41014-1432
Document Number0000000226
Book / Page0C6491 / 000022
Instrument DateAug 27, 2018
Instrument226
Transaction TypeTransfer
Record UpdatedSep 20, 2018
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
Tax$47.90
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 8096 CINCINNATI OH 452080096, CINCINNATI, OH 45208-0096

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$463.00 (+0.65%)$35,000 (-) Land $5,000 Building $30,000$35,000 (-) Land $5,000 Building $30,000
2024$460.00 (-1.29%)$35,000 (-) Land $5,000 Building $30,000$35,000 (-) Land $5,000 Building $30,000
2023$466.00$35,000 Land $5,000 Building $30,000$35,000 Land $5,000 Building $30,000

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