1817 Free Ter, Frederick, MD 21702 Property Records

Frederick County property record for 1817 Free Ter, Frederick, MD 21702 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	2.5 Baths
Architecture Style	Townhouse
Year Built	Built 2000
Square Footage	2,052 sqft Living Area
Lot Size	2,000 sqft (0.046 acres)
Last Sale	$365,000 (2023)
Tax Bill	$6,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-222515`
Alternative APNs	`2222515` `222515`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,052 sqft Living Area
1st Floor	852 sqft 1st Floor
Basement Area	600 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	2,000 sqft (0.046 acres)
Deck Area	168 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	222515
Street Address	1817 FREE TER
City	FREDERICK
State	MD
Zip	21702-5903
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 309 SECTION 1 PLAT 3-2,000 SQ. FT. WALNUT RIDGE
Legal Subdivision	WALNUT RIDGE
Legal Lot Number	309
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1000
Census Tract	751202

Owner

Source: Frederick County records · APN 02-222515

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1131 BETTSTRAIL WAY, POTOMAC, MD 20854-5537
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed, Transfer CARDINAL TITLE GROUP LLC
Feb 03, 2022	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC
Feb 19, 2020	Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Feb 19, 2020 · Amount on Record
Deed Book / Page	16600 / 85
Record Refreshed	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 14, 2023
Property Address	1817 FREE TER, FREDERICK, MD 21702-5903
Document Number	0166000085
Book / Page	16600 / 85
Map Reference	MB 64 PG 171-177
Instrument Date	Sep 11, 2023
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,825.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1131 BETTSTRAIL WAY, ROCKVILLE, MD 20854-5537
Investor	Possibly a Property Investor

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1817 FREE TER, FREDERICK, MD 21702-5903
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 FREE TER, FREDERICK, MD 21702-5903

Mortgage

Document Number	0157040245
Date	Feb 03, 2022
Book Page	15704/245

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 19, 2020
Property Address	1817 FREE TER, FREDERICK, MD 21702-5903
Document Number	0135360314
Book / Page	13536 / 0314
Map Reference	MB 64 PG 171-177
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	COVENANT TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	918 ROCKY FOUNTAIN TER, 918, MYERSVILLE, MD 21773-8505

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1817 FREE TER, FREDERICK, MD 21702-5903

Mortgage

Document Number	135360323
Date	Feb 19, 2020
Instrument	13536/0323

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,186.00 (+21.32%)	$334,100 (+19.85%) Land $85,000 Building $249,100	$334,100 (-) Land $85,000 Building $249,100
2023	$5,099.00	$278,767	$334,100 Land $85,000 Building $249,100

Flood & Wildfire

1817 Free Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 6th in Maryland
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

1817 Free Ter, Frederick, MD 21702 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on Free Ter

Nearby Streets

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