1817 Derfla Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1817 Derfla Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,276 sqft · built 1965
Lot Size	0.517 acres (22,521 sqft)
Owner	Company Name on File
Last Sale	$385,000 (Sep 2020)
Tax Bill	$5,390 (2025)
Deeds & Mortgages	Oct 2022 Transfer Sep 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`17-7200-0012-01-9`

Property Details

APN / Parcel Number

Primary APN	`17-7200-0012-01-9`
Alternative APN	`11-17-7200-0012-01-9`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,276 sqft Living Area
1st Floor Area	2,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Lot Area	22,521 sqft (0.517 acres)
Lot Dimensions	125 ft deep x 180 ft wide
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1817 DERFLA DR
City	SAINT JOSEPH
State	MI
Zip	49085-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - LD
Legal Description	LOTS 12,13 & 14 SHADY SHORES
Legal Subdivision	SHADY SHORES
Legal Lot Number	12-14
Legal Unit	12
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	3
Census Block	3001
Census Tract	1800

Owner

1817 Derfla Dr is owned by a company that acquired it in October 2022 and is owner-occupied.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	1817 DERFLA DR, SAINT JOSEPH, MI 49085-9637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Intrafamily Transfer, Transfer
Sep 10, 2020	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Sep 10, 2020 · Amount on File
Deed Book / Page	3290 / 402
Last Transfer Date	Oct 6, 2022
Transfer Doc	0000364210
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 6, 2022
Property Address	1817 DERFLA DR, SAINT JOSEPH, MI 49085-9637
Document Number	003388/354
Book / Page	3388 / 354
Map Reference	LB 14 PG 18
Instrument Date	Sep 29, 2022
Instrument	2022364210
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1817 DERFLA DR, SAINT JOSEPH, MI 49085-9637

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 10, 2020
Property Address	1817 DERFLA DR, SAINT JOSEPH, MI 49085-9637
Document Number	003290/402
Book / Page	3290 / 402
Map Reference	MB 14 PG 18
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$3,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2110 W BARRY AVE, CHICAGO, IL 60618-8110

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 6, 2017
Property Address	1817 DERFLA DR, SAINT JOSEPH, MI 49085-9637
Document Number	03182/1545
Book / Page	3182 / 1545
Map Reference	LB14 PG18
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1817 DERFLA DR, SAINT JOSEPH, MI 49085-9637

Mortgage

Document Number	0031821546
Date	Sep 6, 2017
Instrument	3182/1546

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1817 Derfla Dr was $5,390 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,000	$680,000
2025	$5,390.00
2023		$223,900	$447,800
2022	$4,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 Derfla Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1978–2018)
Claims Outside the SFHA	11 of 43
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 Derfla Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Derfla Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures