1817 Charleston Ln, Bartow, FL 33830 Property Records

Polk County property record for 1817 Charleston Ln, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,118 sqft · built 2011
Lot Size	0.242 acres (10,533 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Oct 2022)
Tax Bill	$4,032 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-36-292206-000360`

Property Details

APN / Parcel Number

Primary APN	`24-29-36-292206-000360`
Alternative APNs	`362924292206000360` `62924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,118 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	2,118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,533 sqft (0.242 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	654 sqft

Location & Zoning

Street Address	1817 CHARLESTON LN
City	BARTOW
State	FL
Zip	33830-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA WALK PHASE ONE PB 135 PGS 43 & 44 LOT 36
Legal Range	24E
Legal Township	29S
Legal Section	36
Legal Subdivision	MAGNOLIA WALK PHASE ONE
Legal Phase	1
Legal Tract	292206
Legal Block	1
Legal Lot Number	36
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1038
Census Tract	14803

Owner

1817 Charleston Ln is owned and occupied by an individual who bought it in October 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1817 CHARLESTON LN, BARTOW, FL 33830-3034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Aug 29, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Prior Sale	Jan 5, 2022 · Amount on File
Deed Document Number	2022270298
Deed Book / Page	12447 / 397
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1817 CHARLESTON LN, BARTOW, FL 33830-3034
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 CHARLESTON LN, BARTOW, FL 33830-3034

Mortgage

Document Number	0000233562
Date	Oct 6, 2025
Book Page	13724/306
Instrument	2025233562

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 12, 2022
Property Address	1817 CHARLESTON LN, BARTOW, FL 33830-3034
Document Number	0000270298
Book / Page	12447 / 397
Map Reference	MB 135 PG 43&44
Instrument Date	Oct 7, 2022
Instrument	2022270298
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2045 E CHEROKEE ST, 2045, BARTOW, FL 33830-4212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 CHARLESTON LN, BARTOW, FL 33830-3034

Mortgage

Document Number	0012447399
Date	Oct 12, 2022
Instrument	12447/399

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 5, 2022
Property Address	1817 CHARLESTON LN, BARTOW, FL 33830-3034
Document Number	0000002587
Book / Page	12058 / 607
Map Reference	MB 135 PG 43&44
Instrument Date	Dec 27, 2021
Instrument	2022002587
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	FLORIDA PROFESSIONAL TITLE INC, FLORIDA PROFESSIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,589.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1817 CHARLESTON LN, 1817, BARTOW, FL 33830-3034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1817 CHARLESTON LN, BARTOW, FL 33830-3034

Mortgage

Document Number	0012058608
Date	Jan 5, 2022
Instrument	12058/608

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1817 CHARLESTON LN, BARTOW, FL 33830-3034
Document Number	0113650568
Instrument Date	Aug 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1817 CHARLESTON LN BARTOW FL 338303034, BARTOW, FL 33830-3034

Mortgage

Document Number	0113650568
Date	Sep 4, 2020
Book Page	011365/000568
Instrument	184628

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Sep 3, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1817 CHARLESTON LN, BARTOW, FL 33830-3034
Document Number	0110530870
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1817 CHARLESTON LN BARTOW FL 338303034, BARTOW, FL 33830-3034

Mortgage

Document Number	0110530870
Date	Nov 25, 2019
Book Page	011053/000870
Instrument	250557

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1817 Charleston Ln was $4,032 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,762 (+2.7%)	$327,456 (-8.21%) Land $70,000 Building $257,456
2025	$4,032.00 Homeowner's exemption	$264,617	$356,751 Land $70,000 Building $286,751
2023	$4,187.00 (-27.6%) Homeowner's exemption	$249,669 (-23.09%)	$362,327 (+11.61%) Land $48,000 Building $314,327
2022	$5,783.00	$324,632 Land $40,000 Building $284,632	$324,632 Land $40,000 Building $284,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 Charleston Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 Charleston Ln is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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