1817 Central St NE, Olympia, WA 98506 Property Records

Thurston County property record for 1817 Central St NE, Olympia, WA 98506

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,918 sqft · built 2018
Lot Size0.489 acres (21,344 sqft)
Owner2 Individual Names on File
Tax Bill$10 (2026)
Deeds & MortgagesDec 2018 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4960-43-00802

Property Details

APN / Parcel Number

Primary APN4960-43-00802

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area1,918 sqft Finished Area
1st Floor Area1,918 sqft
Attic Area301 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialMetal
Lot Area21,344 sqft (0.489 acres)
Garage TypeAttached
Garage Area1,488 sqft
Parking Spaces5 Parking Spaces
PorchCovered Porch
Porch Area580 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1817 CENTRAL ST NE
CityOLYMPIA
StateWA
Zip98506-3456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGALLIHER 2ND B 43 N 81F OF S 249F OF E 264F
Legal Range02W
Legal Township18N
Legal Section12
Legal QuarterNW
Legal SubdivisionGALLIHERS SECOND ADDITION
Legal Block43
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group3
Census Block3008
Census Tract10200

Owner

1817 Central St NE is owned and occupied by two individuals who acquired it in September 2013.

Source: Thurston County records, as of March 11, 2026

Owner of Record2 Individual Names on File
Mailing Address1817 CENTRAL ST NE, OLYMPIA, WA 98506-3456
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
TIMBERLAND BANK
Sep 12, 2019Deed of Trust, Mortgage · Conventional with PMI
WASHINGTON ST EMP CU
Aug 28, 2017Trustee's Deed, Construction Loan · Construction Mortgage
TIMBERLAND BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2013
Deed SaleSep 9, 2013
Deed Document Number4358405
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address1817 CENTRAL ST NE, OLYMPIA, WA 98506-3456
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTHURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004661250
DateDec 10, 2018
Instrument4661250
Lender
NameTIMBERLAND BANK
TypeBank
AddressOLYMPIA, WA 98501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address1817 CENTRAL ST NE, OLYMPIA, WA 98506-3456
Document Number0004707347
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedSep 27, 2019
Title CompanyCHICAGO TITLE LACEY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1817 CENTRAL ST NE OLYMPIA WA 985063456, OLYMPIA, WA 98506-3456

Mortgage

Document Number0004707347
DateSep 17, 2019
Instrument4707347
Lender
NameWASHINGTON ST EMP CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueSep 16, 2039

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionTHURSTON WA
Recording DateAug 28, 2017
Property Address1817 CENTRAL ST NE, OLYMPIA, WA 98506-3456
Instrument DateAug 23, 2017
Instrument4582853
Transaction TypeConstruction Loan
Record UpdatedSep 5, 2017
Title CompanyTHURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1817 CENTRAL ST NE OLYMPIA WA 985063456, OLYMPIA, WA 98506-3456

Mortgage

Document Number0004582853
DateAug 28, 2017
Instrument4582853
Lender
NameTIMBERLAND BK
TypeBank
AddressOLYMPIA, WA 98501
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1817 Central St NE was $10.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityOlympia City
Unified School DistrictOlympia School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10.00
2025$770,600 Land $196,100 Building $574,500$770,600 Land $196,100 Building $574,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 Central St NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 Central St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OLYMPIA
serves 126,966 people · EPA ID WA5363450
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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