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1817 Cayman Cove Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1817 Cayman Cove Cir, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,341 sqft · built 2020
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$243,300 (Apr 2020)
Tax Bill$4,140 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN262630011500010300

Property Details

APN / Parcel Number

Primary APN262630011500010300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,341 sqft Heated Area
Gross Area1,813 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1817 CAYMAN COVE CIR
CitySAINT CLOUD
StateFL
Zip34772-7107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE MEADOW PB 26 PGS 126-131 LOT 30
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionEAGLE MEADOW
Legal Tract115
Legal Lot Number30
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2022
Census Tract43304

Owner

1817 Cayman Cove Cir is owned and occupied by an individual who bought it in April 2020.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Mailing Address1817 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7107
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2020 · Amount on File
Deed SaleApr 29, 2020 · Amount on File
Deed Document Number2020058074
Deed Book / Page5715 / 1156
Record UpdatedJun 8, 2026

April 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 29, 2020
Property Address1817 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7107
Document Number0057151156
Book / Page5715 / 1156
Map ReferenceMB 26 PG 126-131
Instrument DateApr 27, 2020
Instrument2020058074
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 8, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,703.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address1817 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7107

Mortgage

Document Number0057151158
DateApr 29, 2020
Instrument5715/1158
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1817 Cayman Cove Cir was $4,140 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,140.00 Homeowner's exemption$274,226$301,400 Land $65,000 Building $236,400
2023$3,900.00 (+3.53%) Homeowner's exemption$258,736 (+3%)$303,800 (+20.94%) Land $60,000 Building $243,800
2022$3,767.00 Homeowner's exemption$251,200 Land $55,000 Building $196,200$251,200 Land $55,000 Building $196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 Cayman Cove Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 Cayman Cove Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Xfinity.

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