1817 Bowler Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 1817 Bowler Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,424 sqft · built 1995
Lot Size	5.09 acres (222,156 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2021 Mortgage
APN	`04-07-0-400-040`

Property Details

APN / Parcel Number

Primary APN	`04-07-0-400-040`

Interior

Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	3,156 sqft
Basement Area	1,732 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	222,156 sqft (5.09 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1817 BOWLER RD
City	O FALLON
State	IL
Zip	62269-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON TWP SEC 7 LOT/SEC-7-SUBL/TWP-2N-BLK/RG-7W PT LTS 7C 8A & 9 A02240324
Legal Range	07W
Legal Township	02N
Legal Section	07
Legal Subdivision	OFALLON TWP
Legal Lot Number	7C 8A
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1013
Census Tract	504355

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1817 BOWLER RD, O FALLON, IL 62269-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2010
Deed Sale	Nov 12, 2010
Prior Sale	Mar 3, 2003 · Amount on Record
Deed Document Number	A02240324
Deed Book / Page	3798 / 2145
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1817 BOWLER RD, O FALLON, IL 62269-7005
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02861388
Date	Sep 25, 2025
Instrument	A02861388

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1817 BOWLER RD, O FALLON, IL 62269-7005
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02703641
Date	Jun 16, 2021
Instrument	A02703641

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$99,684 Land $17,021 Building $82,663	$299,052 Land $51,063 Building $247,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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