1817 46th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1817 46th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,798 sqft)
Owner	2 Individual Names on File
Last Sale	$268,861 (Oct 2021)
Tax Bill	$7,440 (2026)
Deeds & Mortgages	May 2021 Mortgage Jul 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58.621.1000`

Property Details

APN / Parcel Number

Primary APN	`58.621.1000`

Exterior

Lot Area	6,798 sqft (0.156 acres)

Location & Zoning

Street Address	1817 46TH AVE S
City	MOORHEAD
State	MN
Zip	56560-7187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 006 LOT 024 SUBDIVISIONCD 58621 SUBDIVISIONNAME PRAIRIE MEADOWS 6TH ADDITION
Legal Subdivision	PRAIRIE MEADOWS 6TH ADDITION
Legal Block	6
Legal Lot Number	24
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1016
Census Tract	30110

Owner

1817 46th Ave S is owned and occupied by two individuals who bought it in October 2021.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1817 46TH AVE S, MOORHEAD, MN 56560-7187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Jul 25, 2022	Transfer on Death Deed, Transfer
Sep 28, 2021	Quit Claim Deed, Transfer TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE
Oct 4, 2021	Warranty Deed, Transfer
Aug 13, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Deed Document Number	2021821479
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	0000821199
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1817 46TH AVE S, MOORHEAD, MN 56560-7187
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000816139
Date	May 21, 2021
Instrument	816139

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 17, 2022

Interest

Rate Type	Fixed Rate

July 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLAY MN
Recording Date	Jul 25, 2022
Property Address	1817 46TH AVE S, MOORHEAD, MN 56560-7187
Document Number	0000830692
Instrument Date	Jul 25, 2022
Instrument	830692
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Sep 28, 2021
Property Address	1817 46TH AVE S, MOORHEAD, MN 56560-7187
Document Number	0000821199
Instrument Date	Sep 27, 2021
Instrument	821199
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 2ND ST S, MOORHEAD, MN 56560-5648

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Oct 4, 2021
Property Address	1817 46TH AVE S, MOORHEAD, MN 56560-7187
Document Number	0000821479
Instrument Date	Sep 27, 2021
Instrument	821479
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount on Record
Tax	$887.24
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1817 46TH AVE S, MOORHEAD, MN 56560-7187

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 13, 2020
Property Address	1817 46TH AVE S, MOORHEAD, MN 56560-7187
Document Number	0000804381
Instrument Date	Aug 10, 2020
Instrument	804381
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$72.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1151 140TH ST WOLVERTON MN 565949500, WOLVERTON, MN 56594-9500

Tax Assessment & Valuation

The 2026 property tax bill for 1817 46th Ave S was $7,440 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,440.00 Homeowner's exemption	$312,000 (+0.19%) Land $29,000 Building $283,000	$312,000 (+0.19%) Land $29,000 Building $283,000
2025		$311,400 Land $30,600 Building $280,800	$311,400 Land $30,600 Building $280,800
2023	$6,436.00 Homeowner's exemption	$259,400 Land $28,400 Building $231,000	$259,400 Land $28,400 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 46th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 46th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
CenturyLink Fiber	940 / 940

May also be available: Verizon.

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