1817 13th St, Bedford, IN 47421 Property Records

Lawrence County property record for 1817 13th St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1905
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$65,300 (Sep 2020)
Tax Bill	$274 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1100262700P72N`

Property Details

APN / Parcel Number

Primary APN	`1100262700P72N`
Alternative APNs	`47-06-14-322-027.501-010` `470614322029000010` `01178358832`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1915
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01178358832
Street Address	1817 13TH ST
City	BEDFORD
State	IN
Zip	47421-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	Z O H LOT 9 EXC E 20' 40 X 150
Legal Lot Number	9
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	2
Census Block	2028
Census Tract	950900

Owner

1817 13th St is owned and occupied by an individual who bought it in September 2020.

Source: Lawrence County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1817 13TH ST, BEDFORD, IN 47421-3117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO
Sep 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage BEDFORD FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Deed Document Number	20205545
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jan 30, 2023
Property Address	1817 13TH ST, BEDFORD, IN 47421-3117
Document Number	2023000608
Instrument Date	Jan 17, 2023
Instrument	2023000608
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023000609
Date	Jan 30, 2023
Instrument	2023000609

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Sep 14, 2020
Property Address	1817 13TH ST, BEDFORD, IN 47421-3117
Document Number	2020005545
Instrument Date	Sep 1, 2020
Instrument	2020005545
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005546
Date	Sep 14, 2020
Instrument	2020005546

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1817 13th St was $274 with a homeowner's exemption, down 38.6% from the year before.

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$274.00 (-38.57%) Homeowner's exemption	$65,300 Land $6,600 Building $58,700	$65,300 Land $6,600 Building $58,700
2024	$446.00 (+3.96%)
2023	$429.00 (+40.66%)	$56,300 (+14.43%) Land $6,200 Building $50,100	$56,300 (+14.43%) Land $6,200 Building $50,100
2022	$305.00	$49,200 Land $6,000 Building $43,200	$49,200 Land $6,000 Building $43,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1817 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1817 13th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smithville Communications, T-Mobile.

Nearby Properties on 13th St

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