18161 Merigale Dr, Troup, TX 75789 Property Records

Smith County property record for 18161 Merigale Dr, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 2021
Lot Size	0.508 acres (22,128 sqft)
Owner	Individual Name on Record
Tax Bill	$1,978 (2026)
Deeds & Mortgages	Jul 2023 Second Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R003704`

Property Details

APN / Parcel Number

Primary APN	`R003704`
Alternative APN	`1-80260-0000-00-215000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,197 sqft Heated Area
1st Floor Area	1,197 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	22,128 sqft (0.508 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R003704
Street Address	18161 MERIGALE DR
City	TROUP
State	TX
Zip	75789-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST SHORES ESTATES LOT 215
Legal Subdivision	EAST SHORES ESTATES
Legal Lot Number	215
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	4
Census Block	4044
Census Tract	2102

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18161 MERIGALE DR, TROUP, TX 75789-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AUSTIN BANK TEXAS NA
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage AUSTIN BANK TEXAS NA
Oct 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2016
Deed Sale	Jun 15, 2016
Deed Document Number	2016100024468
Last Transfer Date	Oct 1, 2021
Transfer Doc	0000041197
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	18161 MERIGALE DR, TROUP, TX 75789-3627
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001019701
Date	Jul 5, 2023
Instrument	202301019701

Lender

Name	AUSTIN BANK TEXAS NA
Type	Bank
Address	WHITEHOUSE, TX 75791

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 16, 2043

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	18161 MERIGALE DR, TROUP, TX 75789-3627
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001032445
Date	Aug 22, 2022
Instrument	202201032445

Lender

Name	AUSTIN BANK TEXAS NA
Type	Bank
Address	LONGVIEW, TX 75604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMITH TX
Recording Date	Oct 5, 2021
Property Address	18161 MERIGALE DR, TROUP, TX 75789-3627
Document Number	0001041197
Map Reference	VOL 7 PG 1
Instrument Date	Oct 5, 2021
Instrument	202101041197
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18177 W LAKEVIEW DR, TROUP, TX 75789-3617

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Arp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,978.00 (+18.73%) Homeowner's exemption	$272,529 (+11.37%) Land $32,598 Building $239,931	$272,529 (+11.37%) Land $32,598 Building $239,931
2025	$1,666.00 (-17.61%) Homeowner's exemption	$244,697 (+12.87%) Land $24,083 Building $220,614	$244,697 (+12.87%) Land $24,083 Building $220,614
2024	$2,022.00 (-38.32%)
2023	$3,278.00 (+386.35%)	$216,786 Land $15,000 Building $201,786	$216,786 Land $15,000 Building $201,786
2022	$674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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