1816 Tammy St, El Cajon, CA 92021 Property Records

San Diego County property record for 1816 Tammy St, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,665 sqft · built 2019
Lot Size	0.81 acres (3,565 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Jan 2022)
Tax Bill	$10,334 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400-251-49-00`

Property Details

APN / Parcel Number

Primary APN	`400-251-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,665 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	3,565 sqft (0.81 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1816 TAMMY ST
City	EL CAJON
State	CA
Zip	92021-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 TR 016103
Legal Subdivision	BELLA TERRAZZA
Legal Tract	016103
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16809

Owner

Source: San Diego County records · APN 400-251-49-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1816 TAMMY ST, EL CAJON, CA 92021-3642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jan 13, 2022	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 09, 2021	Grant Deed, Transfer SPRUCE
Aug 06, 2019	Grant Deed, Transfer · VA Mortgage FBC MORTGAGE LLC
Feb 22, 2018	Grant Deed, Construction Loan · Line of Credit CALIFORNIA BK&TR
Nov 17, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Nov 09, 2021 · Amount on Record
Deed Document Number	202220184
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1816 TAMMY ST, EL CAJON, CA 92021-3642
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 TAMMY ST, EL CAJON, CA 92021-3642

Mortgage

Document Number	0000677751
Date	Nov 02, 2020
Instrument	2020-0677751

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2022
Property Address	1816 TAMMY ST, EL CAJON, CA 92021-3642
Document Number	0000020184
Map Reference	MAP 16103
Instrument Date	Jan 11, 2022
Instrument	2022-0020184
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1816 TAMMY ST, EL CAJON, CA 92021-3642

Mortgage

Document Number	0000020185
Date	Jan 13, 2022
Instrument	2022-0020185

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 09, 2021
Property Address	1816 TAMMY ST, EL CAJON, CA 92021-3642
Document Number	0000777137
Map Reference	MAP 16103
Instrument Date	Nov 06, 2021
Instrument	2021-0777137
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	SPRUCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 06, 2019
Property Address	1816 TAMMY ST, EL CAJON, CA 92021-3642
Document Number	0000329054
Instrument Date	Aug 05, 2019
Instrument	2019-0329054
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1816 TAMMY ST, EL CAJON, CA 92021-3642

Mortgage

Document Number	0000329055
Date	Aug 06, 2019
Instrument	2019-0329055

Lender

Name	FBC MORTGAGE LLC
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2018
Property Address	1816 TAMMY ST, EL CAJON, CA 92021-3642
Instrument Date	Feb 13, 2018
Instrument	69980
Transaction Type	Construction Loan
Record Updated	Mar 01, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5927 PRIESTLY DR #110 CARLSBAD CA 920088800, 110, CARLSBAD, CA 92008-8800

Mortgage

Document Number	0000069980
Date	Feb 22, 2018
Instrument	69980

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	1900 MAIN ST # 200, IRVINE, CA 92614-7320

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2017
Property Address	1816 TAMMY ST, EL CAJON, CA 92021-3642
Document Number	0000538223
Instrument Date	Nov 17, 2017
Instrument	538223
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$8,525.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5927 PRIESTLY DR #110 CARLSBAD CA 920088800, 110, CARLSBAD, CA 92008-8800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$838,880 (+2%) Land $273,249 Building $565,631
2025	$10,334.00 (+3.11%)	$822,433 (+4.04%) Land $267,892 Building $554,541
2023	$10,022.00 (+3.7%)	$790,499 Land $257,491 Building $533,008
2022	$9,664.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 26% of California
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 525 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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