McLennan County property record for 1816 Real Dr, Waco, TX 76712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1992 |
| Lot Size | 0.206 acres (8,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,650 (May 2023) |
| Tax Bill | $4,191 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-333000-029800-2 |
| Primary APN | 36-333000-029800-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,094 sqft |
| 1st Floor Area | 1,674 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,990 sqft (0.206 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 211 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1816 REAL DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76712-8643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ROYALTON LOT 37 BLOCK I ACRES .2063 |
| Legal Subdivision | ROYALTON |
| Legal Block | I |
| Legal Lot Number | 37 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3711 |
1816 Real Dr is owned and occupied by two individuals who bought it in May 2023.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1816 REAL DR, WACO, TX 76712-8643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2023 | Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2023 · Amount on File |
| Deed Sale | May 9, 2023 · Amount on File |
| Prior Sale | Apr 13, 2010 · Amount on File |
| Deed Document Number | 202313554 |
| Prior Transfer Date | Apr 9, 2010 |
| Prior Transfer Doc | 0000010997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 9, 2023 |
| Property Address | 1816 REAL DR, WACO, TX 76712-8643 |
| Document Number | 0000013554 |
| Map Reference | VOL 1529 PG 154 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023013554 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13789 NE 136TH LOOP, LADY LAKE, FL 32159-6922 |
| Document Number | 0000013555 |
|---|---|
| Date | May 9, 2023 |
| Instrument | 2023013555 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1816 REAL DR, WACO, TX 76712-8643 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | FTC |
| Name | Verified Name |
|---|
| Document Number | 0000039569 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021039569 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 1816 Real Dr was $4,191 with a homeowner's exemption, down 17% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,525 (-2.26%) Land $28,768 Building $246,757 | $275,525 (-2.26%) Land $28,768 Building $246,757 | |
| 2025 | $4,191.00 (-17.04%) Homeowner's exemption | $281,890 Land $26,160 Building $255,730 | $281,890 Land $26,160 Building $255,730 |
| 2024 | $5,052.00 | ||
| 2023 | $303,520 Land $26,160 Building $277,360 | $303,520 Land $26,160 Building $277,360 | |
| 2022 | $3,474.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1816 Real Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1816 Real Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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