1816 Rain Drop Cir, Spearfish, SD 57783 Property Records

Lawrence County property record for 1816 Rain Drop Cir, Spearfish, SD 57783 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,064 sqft · built 2010
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,011 (2025)
Flood Zone	Zone X (moderate risk)
APN	`32465-00100-410-00`

Property Details

APN / Parcel Number

Primary APN	`32465-00100-410-00`
Alternative APN	`R18793`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	6,534 sqft (0.15 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	R18793
Street Address	1816 RAIN DROP CIR
City	SPEARFISH
State	SD
Zip	57783-8664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCGUIGAN RANCH ADDITION LOT 41 BLK 1 PLAT 2010-01551
Legal Subdivision	MCGUIGAN RANCH ADDITION
Legal Block	1
Legal Lot Number	41
Jurisdiction	LAWRENCE SD
Township / Civil Division	SPEARFISH
Census Block Group	2
Census Block	2011
Census Tract	966301

Owner

Source: Lawrence County records · APN 32465-00100-410-00

Assessment roll updated September 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1915 STAMPEDE DR, SPEARFISH, SD 57783-9559
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lawrence County
Municipality	Spearfish City
Unified School District	Spearfish School District 40-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,011.00 (-3.12%)	$289,180 (+13.96%) Land $39,850 Building $249,330
2024	$3,108.00 (-6.07%)
2023			$275,090 Land $33,210 Building $241,880
2022	$3,309.00	$253,750 Land $33,210 Building $220,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819663012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1997–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2013, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 28% of South Dakota
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 1,000
Clarity Telecom	Cable	1,000 / 30
BHT Investment Holdings	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Clarity Telecom, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.