Kane County property record for 1816 Pebble Beach Cir, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,446 sqft · built 1990 |
| Lot Size | 0.99 acres (4,329 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,500 (Jun 2001) |
| Tax Bill | $5,190 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-225-031 |
| Primary APN | 06-28-225-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,446 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 4,329 sqft (0.99 acres) |
| Lot Dimensions | 111 ft deep x 39 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 1816 PEBBLE BEACH CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE GREEN UNIT 7 LOT 543 |
| Legal Subdivision | COLLEGE GREEN |
| Legal Block | 1 |
| Legal Lot Number | 543 |
| Legal Unit | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 851908 |
1816 Pebble Beach Cir is owned and occupied by two individuals who acquired it in November 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1816 PEBBLE BEACH CIR, ELGIN, IL 60123-6898 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Jun 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2001 · Amount on File |
| Deed Sale | Jun 22, 2001 · Amount on File |
| Prior Sale | Jul 27, 1999 · Amount on File |
| Deed Document Number | 200160693 |
| Last Transfer Date | Nov 22, 2024 |
| Transfer Doc | 0000043497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1816 PEBBLE BEACH CIR, ELGIN, IL 60123-6898 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000009876 |
|---|---|
| Date | Mar 27, 2024 |
| Instrument | 2024K009876 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 26, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1816 PEBBLE BEACH CIR, ELGIN, IL 60123-6898 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029667 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 2017K029667 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2032 |
The 2025 property tax bill for 1816 Pebble Beach Cir was $5,190 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,190.00 | $76,034 (+8.57%) Land $18,505 Building $57,529 | $228,193 (+8.57%) Land $55,537 Building $172,656 |
| 2024 | $70,032 Land $17,044 Building $52,988 | $210,180 Land $51,152 Building $159,028 | |
| 2022 | $4,482.00 (+4.82%) Homeowner's exemption | $57,690 (+6.96%) Land $14,040 Building $43,650 | $173,070 (+6.96%) Land $42,120 Building $130,950 |
| 2021 | $4,276.00 Homeowner's exemption | $53,936 Land $13,126 Building $40,810 | $161,808 Land $39,378 Building $122,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1816 Pebble Beach Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1816 Pebble Beach Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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