1816 Main St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 1816 Main St, Concord, MA 01742

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 1890
Lot Size0.191 acres (8,300 sqft)
OwnerIndividual Name on Record
Last Sale$512,424 (Nov 2019)
Tax Bill$105 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Jun 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNCONC M:10C B:2352

Property Details

APN / Parcel Number

Primary APNCONC M:10C B:2352
Alternative APNs
  • M:00010C B:02352-00000
  • 3455

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,848 sqft Living Area
Gross Area3,214 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1960
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeMansard
Roof MaterialAsphalt
Lot Area8,300 sqft (0.191 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number3455
Street Address1816 MAIN ST
CityCONCORD
StateMA
Zip01742-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal Block2352
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1003
Census Tract361200

Owner

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1816 MAIN ST, CONCORD, MA 01742-3819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND
Jun 1, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTY HOME MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Prior SaleApr 18, 2019 · Amount on Record
Deed Document Number2019188094
Deed Book / Page73738 / 571
Prior Transfer DateNov 6, 2019
Prior Transfer Doc73738-571
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address1816 MAIN ST, CONCORD, MA 01742-3819
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number076928-534
DateFeb 10, 2021
Book Page76928/534
Instrument30564
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 1, 2046
Interest
Rate TypeAdjustable Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address1816 MAIN ST, CONCORD, MA 01742-3819
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080208-302
DateJun 1, 2022
Book Page80208/302
Instrument81820
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address1816 MAIN ST, CONCORD, MA 01742-3819
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079643-552
DateFeb 4, 2022
Book Page79643/552
Instrument19634
Lender
NameGUARANTY HOME MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$105.00 (-98.97%)$792,100 (+2.31%) Land $314,200 Building $477,900$897,180
2024$10,165.00 (+22.34%)$774,200 (+20.76%) Land $314,200 Building $460,000
2023$8,309.00$641,100 Land $261,800 Building $379,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1982–2010)
Claims Outside the SFHA4 of 5
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Concord Light Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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