1816 Main Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 1816 Main Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1985
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,100 (Jun 2018)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023.006.04010005`

Property Details

APN / Parcel Number

Primary APN	`023.006.04010005`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,104 sqft Living Area
Basement Area	288 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	128 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	288 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	280 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1816 MAIN DR
City	HIGH RIDGE
State	MO
Zip	63049-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	RAINBOW TERRACE 2 LOT 52
Legal Range	5E
Legal Township	43N
Legal Section	06
Legal Subdivision	RAINBOW TERRACE 2
Legal Block	3
Legal Lot Number	52
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	3
Census Block	3011
Census Tract	700303

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1816 MAIN DR, HIGH RIDGE, MO 63049-1909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 18, 2018	Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG
Mar 27, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Mar 27, 2018
Deed Document Number	201818102
Last Transfer Date	Aug 10, 2026
Transfer Doc	0000021918
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 10, 2026
Property Address	1816 MAIN DR, HIGH RIDGE, MO 63049-1909
Document Number	0000021918
Instrument Date	Aug 10, 2026
Instrument	202621918
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 MAIN DR, HIGH RIDGE, MO 63049-1909
Investor	Possibly a Property Investor

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1816 MAIN DR, HIGH RIDGE, MO 63049-1909
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 MAIN DR, HIGH RIDGE, MO 63049-1909

Mortgage

Document Number	0000028817
Date	Aug 30, 2022
Instrument	2022R-028817

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 18, 2018
Property Address	1816 MAIN DR, HIGH RIDGE, MO 63049-1909
Document Number	0000018102
Instrument Date	Jun 15, 2018
Instrument	18102
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 MAIN DR HIGH RIDGE MO 630491909, HIGH RIDGE, MO 63049-1909

Mortgage

Document Number	18103
Date	Jun 18, 2018
Instrument	18103

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 27, 2018
Property Address	1816 MAIN DR, HIGH RIDGE, MO 63049-1909
Document Number	0000008996
Instrument Date	Jul 6, 2016
Instrument	8996
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,800 (+10.77%) Land $1,900 Building $26,900	$152,000 (+11.11%) Land $10,200 Building $141,800
2025	$1,852.00 (+6.99%)	$26,000 (+7.88%) Land $1,900 Building $24,100
2024			$136,800 (+7.8%) Land $10,200 Building $126,600
2023	$1,731.00	$24,100 Land $1,900 Building $22,200	$126,900 Land $10,200 Building $116,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1982–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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