1816 Hwy 25, Cook, MN 55723 Property Records

St. Louis County property record for 1816 Hwy 25, Cook, MN 55723

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,082 sqft · built 2012
Lot Size	4.12 acres (179,467 sqft)
Owner	Individual Name on Record
Last Sale	$26,000 (Dec 2006)
Tax Bill	$6,158 (2026)
Deeds & Mortgages	Apr 2020 Transfer Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-0040-00160`

Property Details

APN / Parcel Number

Primary APN	`120-0040-00160`
Alternative APN	`1087699`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,082 sqft Gross Area
1st Floor Area	2,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Frame
Lot Area	179,467 sqft (4.12 acres)
Garage Area	900 sqft

Exterior Amenities

Deck Area	170 sqft
Gazebo	192 sqft
Utility Building	1,800 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1087699
Street Address	1816 HIGHWAY 25
City	COOK
State	MN
Zip	55723-8183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF GOVT LOT 3, DESCRIBED ASFOLLOWS: COMMENCING AT THE NORTHWEST CORNEROF GOVT LOT 3, SAID POINT ALSO BEING THE
Legal Range	18W
Legal Township	62N
Legal Section	18
Legal Subdivision	COOK LANDS IN THE CITY T 62 R
Legal Tract	AT
Legal Lot Number	3,212
Jurisdiction	ST LOUIS MN
Township / Civil Division	COOK
Census Block Group	4
Census Block	4046
Census Tract	15200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1816 HIGHWAY 25, COOK, MN 55723-8183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 13, 2020	Deed of Trust, Mortgage NORTH STAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2006 · Amount on Record
Deed Sale	Dec 6, 2006 · Amount on Record
Deed Document Number	20061037229
Last Transfer Date	Mar 25, 2020
Transfer Doc	00A1377072
Record Updated	Sep 20, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 7, 2020
Property Address	1816 HIGHWAY 25, COOK, MN 55723-8183
Document Number	00A1377072
Instrument Date	Mar 25, 2020
Instrument	A1377072
Transaction Type	Transfer
Record Updated	Jul 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1816 HIGHWAY 25, COOK, MN 55723-8183
Document Number	00A1376299
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1816 HIGHWAY 25 COOK MN 557238183, COOK, MN 55723-8183

Mortgage

Document Number	00A1376299
Date	Mar 19, 2020
Instrument	A1376299

Lender

Name	NORTH STAR CU
Address	COOK, MN 55723

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cook City
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,158.00 (+9.53%) Homeowner's exemption
2025	$5,622.00 (-5.99%) Homeowner's exemption	$401,400 (+27.79%) Land $25,500 Building $375,900	$401,400 (+27.79%) Land $25,500 Building $375,900
2024	$5,980.00	$314,100 (+19.34%) Land $18,600 Building $295,500	$314,100 (+19.34%) Land $18,600 Building $295,500
2022		$263,200 Land $16,800 Building $246,400	$263,200 Land $16,800 Building $246,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cook serves 574 people · EPA ID MN1690009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.87 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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