St. Charles County property record for 1816 Elm Tree St, Saint Peters, MO 63376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 1957 |
| Lot Size | 0.705 acres (30,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Dec 2024) |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 479820A000 |
| Primary APN | 479820A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 1,908 sqft |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 518 sqft |
| Unfinished Basement | 346 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,700 sqft (0.705 acres) |
| Lot Dimensions | 307 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 479820A000 |
|---|---|
| Street Address | 1816 ELM TREE ST |
| City | SAINT PETERS |
| State | MO |
| Zip | 63376-6608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HI PT AC RESUB LOT 3 -LOT 4 & RESUB LOT 7 -PT LOT1 |
| Legal Subdivision | HI PT AC |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | SPENCER CREEK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 311212 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1816 ELM TREE ST, SAINT PETERS, MO 63376-6608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2024 · Amount on Record |
| Deed Sale | Dec 5, 2024 · Amount on Record |
| Prior Sale | Aug 19, 2021 · Amount on Record |
| Deed Document Number | 202450961 |
| Prior Transfer Date | Aug 11, 2021 |
| Prior Transfer Doc | 2021R069595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 19, 2021 |
| Property Address | 1816 ELM TREE ST, SAINT PETERS, MO 63376-6608 |
| Document Number | 2021R069595 |
| Map Reference | MB 6 PG 11 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021R-069595 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18TH ELM TREE STREET, SAINT PETERS, MO 63376 |
| Document Number | 2021R069596 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021R-069596 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,331 (-) | $170,164 (-) Land $50,000 Building $120,164 | |
| 2025 | $2,216.00 (+2.31%) | $32,331 (+16.32%) | $170,164 (+16.33%) Land $50,000 Building $120,164 |
| 2024 | $2,166.00 | ||
| 2023 | $27,794 | ||
| 2022 | $146,281 Land $45,000 Building $101,281 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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