Allegany County property record for 1816 E Oldtown Rd, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,089 sqft · built 1930 |
| Lot Size | 0.211 acres (9,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Sep 2025) |
| Tax Bill | $670 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-027957 |
| Primary APN | 04-027957 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,089 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 9,187 sqft (0.211 acres) |
| Porch | Slab |
| Porch Area | 194 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 027957 |
|---|---|
| Street Address | 1816 E OLDTOWN RD |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9187 SF 1816 OLDTOWN RD |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 600 |
Source: Allegany County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1816 E OLDTOWN RD, CUMBERLAND, MD 21502-4422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Special Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Sep 25, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2019 · Amount on Record |
| Deed Book / Page | 3095 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 24, 2025 |
| Property Address | 1816 E OLDTOWN RD, CUMBERLAND, MD 21502-4422 |
| Document Number | 003095-0204 |
| Book / Page | 3095 / 204 |
| Instrument Date | Aug 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRET TITLES & STL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1816 E OLDTOWN RD, CUMBERLAND, MD 21502-4422 |
| Document Number | 0003095213 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 3095/213 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 25, 2019 |
| Property Address | 1816 E OLDTOWN RD, CUMBERLAND, MD 21502-4422 |
| Document Number | 0024980497 |
| Book / Page | 002498 / 000497 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $329.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1816 E OLDTOWN RD CUMBERLAND MD 215024422, CUMBERLAND, MD 21502-4422 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,600 (+14.42%) Land $12,700 Building $70,900 | $83,600 (-) Land $12,700 Building $70,900 | |
| 2025 | $670.00 (+38.72%) | $73,067 (+40.51%) | $83,600 (+60.77%) Land $12,700 Building $70,900 |
| 2023 | $483.00 | $52,000 Land $12,700 Building $39,300 | $52,000 Land $12,700 Building $39,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
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