1816 E Monona Dr, Peru, IN 46970 Property Records

Miami County property record for 1816 E Monona Dr, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,106 sqft · built 1979
Lot Size	3.31 acres (144,184 sqft)
Owner	2 Company Names on Record
Last Sale	$320,000 (Jan 2019)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-91200-50`

Property Details

APN / Parcel Number

Primary APN	`015-91200-50`
Alternative APNs	`52-08-14-401-008.000-015` `00255944484`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,106 sqft
Basement Area	1,956 sqft
Finished Basement	1,956 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2008
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	144,184 sqft (3.31 acres)
Garage Type	Mixed
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Pool Area	648 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00255944484
Street Address	1816 E MONONA DR
City	PERU
State	IN
Zip	46970-8381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	015-91200-50 NORTHWOOD EST LOT 7 00-00-00 .00 3.31 ACRES DA 727 29 912 00500
Legal Subdivision	NORTHWOOD ESTATES SUBDIVISION
Legal Lot Number	7
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1035
Census Tract	952100

Owner

Source: Miami County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1816 E MONONA DR, PERU, IN 46970-8381
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 4, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST OPTION MORTGAGE LLC
Jan 8, 2019	Warranty Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE LLC
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on Record
Deed Sale	Jan 8, 2019 · Amount on Record
Prior Sale	May 10, 2017 · Amount on Record
Deed Document Number	2019520173
Last Transfer Date	Oct 10, 2024
Transfer Doc	20240524162
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	1816 E MONONA DR, PERU, IN 46970-8381
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 E MONONA DR, PERU, IN 46970-8381

Mortgage

Document Number	20250524501
Date	Nov 10, 2025
Instrument	20250524501

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	1816 E MONONA DR, PERU, IN 46970-8381
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190524053
Date	Oct 4, 2019
Instrument	20190524053

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jan 8, 2019
Property Address	1816 E MONONA DR, PERU, IN 46970-8381
Document Number	20190520173
Instrument Date	Jan 7, 2019
Instrument	20190520173
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190520174
Date	Jan 8, 2019
Instrument	20190520174

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	May 10, 2017
Property Address	1816 E MONONA DR, PERU, IN 46970-8381
Document Number	20170521848
Instrument Date	May 10, 2017
Instrument	20170521848
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 E MONONA DR, PERU, IN 46970-8381

Mortgage

Document Number	20170521849
Date	May 10, 2017
Instrument	20170521849

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (+39.18%) Homeowner's exemption	$419,800 (+39.42%) Land $31,100 Building $388,700	$419,800 (+39.42%) Land $31,100 Building $388,700
2024	$2,869.00 (+0.6%)
2023	$2,852.00 (+25.64%)	$301,100 Land $31,100 Building $270,000	$301,100 Land $31,100 Building $270,000
2022	$2,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Skyewaves Fixed Wireless	100 / 100

May also be available: Good Connections.

Cell Coverage

5G (outdoors only) and 4G LTE

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