1816 Cedar Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 1816 Cedar Rd, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,091 sqft · built 1955
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2009)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Jan 2017 Refinance Aug 2013 Mortgage + 1 more
APN	`0460000000940`

Property Details

APN / Parcel Number

Primary APN	`0460000000940`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,091 sqft Living Area
1st Floor Area	2,091 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	208 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1816 CEDAR RD
City	CHESAPEAKE
State	VA
Zip	23323-6633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15: RESID
Legal Description	PT REED FM NEW MILL CREEK .3 AC
Legal Subdivision	CEDAR ROAD ONE, TWO / MILLVILLE RD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2010
Census Tract	21305

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1816 CEDAR RD, CHESAPEAKE, VA 23323-6633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL LLC
Aug 9, 2013	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Apr 3, 2008	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2009 · Amount on Record
Deed Sale	Jun 10, 2009 · Amount on Record
Prior Sale	Apr 3, 2008 · Amount on Record
Deed Book / Page	7835 / 616
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1816 CEDAR RD, CHESAPEAKE, VA 23323-6633
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09744/1336
Date	Jan 17, 2017
Book Page	9744/1336
Instrument	170001000

Lender

Name	HOMESIDE FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1816 CEDAR RD, CHESAPEAKE, VA 23323-6633
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009172/816
Date	Aug 9, 2013
Book Page	9172/816

Lender

Name	BANK OF AMERICA NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2043

Interest

Rate Type	Fixed Rate

April 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 3, 2008
Property Address	1816 CEDAR RD, CHESAPEAKE, VA 23323-6633
Document Number	007440/416
Book / Page	7440 / 416
Instrument Date	Feb 26, 2008
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,600 (+6.33%) Land $195,000 Building $211,600	$406,600 (+6.33%) Land $195,000 Building $211,600
2025	$3,862.00 (+55.48%)	$382,400 (+14.66%) Land $175,000 Building $207,400	$382,400 (+14.66%) Land $175,000 Building $207,400
2023		$333,500 (+12.33%) Land $130,000 Building $203,500	$333,500 (+12.33%) Land $130,000 Building $203,500
2022		$296,900 Land $115,000 Building $181,900	$296,900 Land $115,000 Building $181,900
2019	$2,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 108 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	3 (2009–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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