1816 Cecelia Ct, Owensboro, KY 42301 Property Records

Daviess County property record for 1816 Cecelia Ct, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,395 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$436 (2025)
Deeds & Mortgages	Dec 2010 Sale & Mortgage Apr 2008 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-12-08-016-00-000`

Property Details

APN / Parcel Number

Primary APN	`004-12-08-016-00-000`
Alternative APN	`0026955`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,395 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1816 CECELIA CT
City	OWENSBORO
State	KY
Zip	42301-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1816 CECELIA CT
Legal Subdivision	WINK PARK
Legal Lot Number	15
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	2
Census Block	2006
Census Tract	1200

Owner

1816 Cecelia Ct is owned and occupied by an individual.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1816 CECELIA CT, OWENSBORO, KY 42301-4923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2010	Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Apr 1, 2008	Deed, Transfer
Oct 15, 2007	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Dec 20, 2010
Property Address	1816 CECELIA CT, OWENSBORO, KY 42301-4923
Document Number	000884/231
Book / Page	0884 / 231
Map Reference	DD249 PG414
Instrument Date	Dec 15, 2010
Instrument	201001341616
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1816 CECELIA CT, OWENSBORO, KY 42301-4923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 CECELIA CT, OWENSBORO, KY 42301-4923

Mortgage

Document Number	001789/959
Date	Dec 20, 2010
Book Page	1789/959
Instrument	2010-01341617

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2041

April 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Apr 1, 2008
Property Address	1816 CECELIA CT, OWENSBORO, KY 42301-4923
Document Number	000845/913
Book / Page	0845 / 913
Map Reference	MB28 PG340
Instrument Date	Apr 1, 2008
Instrument	200800005160
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1816 CECELIA CT, OWENSBORO, KY 42301-4923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4910 LITTLE HICKORY RD, PHILPOT, KY 42366-9798

October 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Oct 15, 2007
Property Address	1816 CECELIA CT, OWENSBORO, KY 42301-4923
Document Number	000839/657
Book / Page	0839 / 657
Instrument Date	Oct 15, 2007
Instrument	200700017457
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ELMINGTON AVE APT 221, 221, NASHVILLE, TN 37205-2520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 CECELIA CT, OWENSBORO, KY 42301-4923

Tax Assessment & Valuation

The 2025 property tax bill for 1816 Cecelia Ct was $436.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,200 (-)	$131,200 (-)
2025	$436.00	$131,200 Land $20,000 Building $111,200	$131,200 Land $20,000 Building $111,200
2023		$115,100 (-)	$115,100 (-)
2022	$1,300.00	$115,100	$115,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1816 Cecelia Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2005–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1816 Cecelia Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Owensboro Municipal Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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