1816 Bagby Ave, Waco, TX 76706 Property Records

McLennan County property record for 1816 Bagby Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 916 sqft · built 1991
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$221,149 (May 2025)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-002900-016400-7`

Property Details

APN / Parcel Number

Primary APN	`48-002900-016400-7`
Alternative APNs	`4800290001640070111` `162716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	916 sqft Living Area
1st Floor Area	916 sqft
Flooring	Carpet

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Other
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	1,245 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Patio Area	256 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1816 BAGBY AVE
City	WACO
State	TX
Zip	76706-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BAYLOR LOT 5 BLOCK 15 ACRES .1894
Legal Subdivision	BAYLOR
Legal Block	15
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1010
Census Tract	598

Owner

1816 Bagby Ave is owned and occupied by an individual who bought it in May 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1816 BAGBY AVE, WACO, TX 76706-3037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC
Oct 21, 2021	Warranty Deed, Transfer AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Oct 21, 2021
Deed Document Number	202514891
Prior Transfer Date	Sep 22, 2004
Prior Transfer Doc	0000001114
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 19, 2025
Property Address	1816 BAGBY AVE, WACO, TX 76706-3037
Document Number	0000014891
Map Reference	VOL 69 PG 108
Instrument Date	May 16, 2025
Instrument	2025014891
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1816 BAGBY AVE, WACO, TX 76706-3037

Mortgage

Document Number	0000014892
Date	May 19, 2025
Instrument	2025014892

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 21, 2021
Property Address	1816 BAGBY AVE, WACO, TX 76706-3037
Document Number	0000043076
Map Reference	VOL 69 PG 108
Instrument Date	Oct 13, 2021
Instrument	2021043076
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6252 OXFORD PEAK CT, CASTLE ROCK, CO 80108-9467

Tax Assessment & Valuation

The 2025 property tax bill for 1816 Bagby Ave was $3,688, down 4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,631 (+42.41%) Land $31,763 Building $201,868	$233,631 (+42.41%) Land $31,763 Building $201,868
2025	$3,688.00 (-4.01%)	$164,050 Land $28,880 Building $135,170	$164,050 Land $28,880 Building $135,170
2024	$3,842.00
2023		$177,630 Land $28,880 Building $148,750	$177,630 Land $28,880 Building $148,750
2022	$3,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1816 Bagby Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1816 Bagby Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Pavlov Media, T-Mobile.

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