18158 Mohawk Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18158 Mohawk Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,952 sqft · built 1991
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on File
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-08-398-004`

Property Details

APN / Parcel Number

Primary APN	`70-03-08-398-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,952 sqft Living Area
1st Floor Area	1,952 sqft
Basement Area	1,952 sqft
Unfinished Basement	1,952 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	15,202 sqft (0.349 acres)
Lot Dimensions	160 ft deep x 95 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18158 MOHAWK DR
City	SPRING LAKE
State	MI
Zip	49456-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 155 SOUTH HOLIDAY HILLS NO 6
Legal Range	15W
Legal Township	7N
Legal Section	08
Legal Subdivision	SOUTH HOLIDAY HILLS SUBDIVISION #6
Legal Block	398
Legal Lot Number	155
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2020
Census Tract	20504

Owner

Source: Ottawa County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18160 MOHAWK DR, SPRING LAKE, MI 49456-9402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 4, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 4, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 30, 2007
Transfer Doc	5363/699
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18158 MOHAWK DR, SPRING LAKE, MI 49456-9402
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18158 MOHAWK DR 60, 60, SPRING LAKE, MI 49456-9402

Mortgage

Document Number	20210048796
Date	Sep 28, 2021
Instrument	2021-0048796

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18158 MOHAWK DR, SPRING LAKE, MI 49456-9402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180015477
Date	May 4, 2018
Instrument	2018-0015477

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18158 MOHAWK DR, SPRING LAKE, MI 49456-9402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180015508
Date	May 4, 2018
Instrument	2018-0015508

Lender

Name	PNC BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 23, 2020
Property Address	18158 MOHAWK DR, SPRING LAKE, MI 49456-9402
Document Number	20200003116
Map Reference	LB 21 PG 18
Instrument Date	Jan 17, 2020
Instrument	2020-0003116
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18160 MOHAWK DR, SPRING LAKE, MI 49456-9402

Mortgage

Document Number	20200003117
Date	Jan 23, 2020
Instrument	2020-0003117

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.86%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.86%
Index	1-Year LIBOR
Max Rate	9.86%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,900 (-16.76%)	$339,800 (-16.76%)
2025	$3,593.00 (+5.18%) Homeowner's exemption	$204,100 (+18.87%)	$408,200 (+18.87%)
2023		$171,700	$343,400
2022	$3,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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