18154 Covington Rd, Minnetonka, MN 55345 Property Records

Hennepin County property record for 18154 Covington Rd, Minnetonka, MN 55345

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,484 sqft · built 1987
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Oct 2020)
Tax Bill	$8,451 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-117-22-13-0032`

Property Details

APN / Parcel Number

Primary APN	`31-117-22-13-0032`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,484 sqft Living Area
Gross Area	3,396 sqft
1st Floor Area	2,484 sqft
Basement Area	912 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	297 ft deep x 110 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	144 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	18154 COVINGTON RD
City	MINNETONKA
State	MN
Zip	55345-5137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 004 BLOCK 001 A COVINGTON WOODS 110 X 297
Legal Range	22
Legal Township	117
Legal Section	31
Legal Quarter	13
Legal Subdivision	COVINGTON WOODS
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	1
Census Block	1004
Census Tract	26207

Owner

18154 Covington Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18154 COVINGTON RD, MINNETONKA, MN 55345-5137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 21, 2021	Transfer on Death Deed, Transfer
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Apr 24, 2012 · Amount on File
Deed Document Number	202010853964
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0010950227
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	18154 COVINGTON RD, MINNETONKA, MN 55345-5137
Transaction Type	Mortgage
Record Updated	Nov 14, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18154 COVINGTON RD, MINNETONKA, MN 55345-5137

Mortgage

Document Number	0A11242238
Date	Nov 1, 2023
Instrument	A11242238

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 21, 2021
Property Address	18154 COVINGTON RD, MINNETONKA, MN 55345-5137
Document Number	0A10950227
Instrument Date	Sep 11, 2020
Instrument	A10950227
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18154 COVINGTON RD, MINNETONKA, MN 55345-5137

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 14, 2020
Property Address	18154 COVINGTON RD, MINNETONKA, MN 55345-5137
Document Number	0010853964
Instrument Date	Sep 4, 2020
Instrument	10853964
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,921.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18154 COVINGTON RD MINNETONKA MN 553455137, MINNETONKA, MN 55345-5137

Mortgage

Document Number	10853965
Date	Oct 14, 2020
Instrument	10853965

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18154 Covington Rd was $8,451.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,451.00	$602,600 Land $213,400 Building $389,200	$602,600 Land $213,400 Building $389,200
2023	$7,544.00 Homeowner's exemption
2022		$583,000 Land $213,400 Building $369,600	$583,000 Land $213,400 Building $369,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18154 Covington Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18154 Covington Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Mediacom Xtream.

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