18151 Bending Willow Ct, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 18151 Bending Willow Ct, Punta Gorda, FL 33982

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.07 acres (220,849 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2024)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-24-24-426-001`

Property Details

APN / Parcel Number

Primary APN	`40-24-24-426-001`
Alternative APNs	`0091306-010554-9` `10004627286`

Exterior

Lot Area	220,849 sqft (5.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004627286
Old Parcel Number	00913060105549
Street Address	18151 BENDING WILLOW CT
City	PUNTA GORDA
State	FL
Zip	33982
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RE5
Legal Description	PCK 000 0004 0004 PRAIRIE CREEK PARK BLK 4 LT 4 691/285&278 723/1542-UNDIV 1/2 INT 1374/485 2976/291 3201/1854
Legal Range	24E
Legal Township	40S
Legal Section	24
Legal Subdivision	PRAIRIE CREEK PARK
Legal Block	4
Legal Lot Number	4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1009
Census Tract	10100

Owner

18151 Bending Willow Ct, residential vacant land, is owned by an individual who bought it in March 2024.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4308 ARLINGTON DR, AVE MARIA, FL 34142-5160
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Prior Sale	Aug 21, 2007 · Amount on File
Deed Document Number	3380381
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 13, 2024
Property Address	18151 BENDING WILLOW CT, PUNTA GORDA, FL 33982
Document Number	0003380381
Map Reference	MB 13 PG 33A-33S
Instrument Date	Mar 12, 2024
Instrument	3380381
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	764 E 82ND ST, BROOKLYN, NY 11236-3510

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4308 ARLINGTON DR, AVE MARIA, FL 34142-5160

Mortgage

Document Number	0003380382
Date	Mar 13, 2024
Instrument	3380382

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year T-Bill
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 18151 Bending Willow Ct was $1,540.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,540.00	$103,428	$121,680 Land $121,680
2023	$986.00 (+2.6%)	$37,805 (-43.77%)	$76,658 (+14.03%) Land $76,658
2022	$961.00	$67,228 Land $67,228	$67,228 Land $67,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18151 Bending Willow Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18151 Bending Willow Ct is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20