1815 Willow Bend St, Chatham, IL 62629 Property Records

Sangamon County property record for 1815 Willow Bend St, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$539,000 (May 2019)
Tax Bill	$20,469 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-32.0-377-061`

Property Details

APN / Parcel Number

Primary APN	`22-32.0-377-061`
Alternative APN	`22320377061 (CHECK DIGIT = 7)`

Exterior

Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Account Number	22320377061
Street Address	1815 WILLOW BEND ST
City	CHATHAM
State	IL
Zip	62629-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 IRONBRIDGE ESTATES 2ND ADDN 32-15-5 (22,880 SQ FT)
Legal Range	05
Legal Township	15
Legal Section	32
Legal Subdivision	IRONBRIDGE ESTATES SECOND ADDITION
Legal Lot Number	41
Jurisdiction	SANGAMON IL
Township / Civil Division	WOODSIDE
Census Block Group	5
Census Block	5072
Census Tract	3100

Owner

1815 Willow Bend St is owned and occupied by an individual who bought it in May 2019.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1815 WILLOW BEND ST, CHATHAM, IL 62629-1745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Aug 7, 2017	Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on File
Deed Sale	May 17, 2019 · Amount on File
Prior Sale	Aug 7, 2017 · Amount on File
Deed Document Number	20199336
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1815 WILLOW BEND ST, CHATHAM, IL 62629-1745
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R06532
Date	Mar 28, 2022
Instrument	2022R06532

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 17, 2019
Property Address	1815 WILLOW BEND ST, CHATHAM, IL 62629-1745
Document Number	2019R09336
Map Reference	DOC2016R17838
Instrument Date	May 15, 2019
Instrument	2019R09336
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 WILLOW BEND ST, CHATHAM, IL 62629-1745

Mortgage

Document Number	2019R09337
Date	May 17, 2019
Instrument	2019R09337

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 7, 2017
Property Address	1815 WILLOW BEND ST, CHATHAM, IL 62629-1745
Document Number	2017R20049
Map Reference	DOC 2016R17838
Instrument Date	Aug 4, 2017
Instrument	2017R20049
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Tax	$145.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3219 W CYPRESS CREEK DR, DUNLAP, IL 61525-2515

Mortgage

Document Number	2017R20050
Date	Aug 7, 2017
Instrument	2017R20050

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1815 Willow Bend St was $20,469 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Woodside Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,469.00	$274,880 Land $43,601 Building $231,279	$824,640 Land $130,803 Building $693,837
2022	$16,072.00	$198,816 Land $35,540 Building $163,276	$596,448 Land $106,620 Building $489,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1815 Willow Bend St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1815 Willow Bend St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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