1815 W School St, Chicago, IL 60657 Property Records

Cook County property record for 1815 W School St, Chicago, IL 60657

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 1997
Lot Size	0.071 acres (3,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,650,000 (Sep 2026)
Tax Bill	$18,209 (2023)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-19-428-015`

Property Details

APN / Parcel Number

Primary APN	`14-19-428-015`
Alternative APN	`14-19-428-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,075 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1815 W SCHOOL ST
City	CHICAGO
State	IL
Zip	60657-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(GROSS)(PARK) ADD TO (CHICAGO) A SUB OF LTS39 & 50 OF EXECUTORS OF W E JONES SUB OF SE19 EX SW NE & EX SE NW & EX EH SE SEC 1
Legal Range	14E
Legal Township	40N
Legal Section	19
Legal Subdivision	GROSS PARK ADD TO CHICAGO
Legal Block	41
Legal Lot Number	39,50
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2002
Census Tract	51200

Owner

Source: Cook County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1500 W SCHOOL ST, CHICAGO, IL 60657-9700
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 30, 2017	Warranty Deed, Transfer FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Document Number	202625431150
Prior Transfer Date	Sep 24, 1999
Prior Transfer Doc	0000000736
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Sep 11, 2026
Property Address	1815 W SCHOOL ST, CHICAGO, IL 60657-2005
Document Number	0000031150
Instrument Date	Aug 18, 2026
Instrument	202631150
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000031151,
Date	Sep 11, 2026
Instrument	202625431151

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1815 W SCHOOL ST, CHICAGO, IL 60657-2005
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031342022
Date	Nov 9, 2021
Instrument	2131342022

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.62%
Index	1-Month LIBOR
Margin	3
Max Rate	7.62%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1815 W SCHOOL ST, CHICAGO, IL 60657-2005
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004149092
Date	Feb 10, 2021
Instrument	2104149092

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2050

Interest

Rate	3.25%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 30, 2017
Property Address	1815 W SCHOOL ST, CHICAGO, IL 60657-2005
Document Number	1715049386
Instrument Date	May 22, 2017
Instrument	15049386
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1815 W SCHOOL ST CHICAGO IL 606572005, CHICAGO, IL 60657-2005

Mortgage

Document Number	1715049387
Date	May 30, 2017
Instrument	15049387

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,491 (+28.87%) Land $47,663 Building $67,828	$1,154,910 (+28.87%) Land $476,630 Building $678,280
2023	$18,209.00 (+2.71%)
2022	$17,729.00 Homeowner's exemption	$89,618 Land $38,437 Building $51,181	$896,180 Land $384,370 Building $511,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

Nearby Properties on W School St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures