1815 W Main St, Jefferson City, MO 65109 Property Records

Cole County property record for 1815 W Main St, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,052 sqft · built 1910
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 2020)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-01-0003-007-003`

Property Details

APN / Parcel Number

Primary APN	`10-01-01-0003-007-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
1st Floor Area	1,106 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Historical
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Type	Basement
Garage Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1815 W MAIN ST
City	JEFFERSON CITY
State	MO
Zip	65109-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	JORDANS RE-SUBD LOT 9
Legal Range	12W
Legal Township	44N
Legal Section	01
Legal Subdivision	JORDANS RE-SUBD
Legal Lot Number	9
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2005
Census Tract	10902

Owner

1815 W Main St is owned by two individuals who bought it in August 2020.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8819 LINCOLN ST, LOHMAN, MO 65053-9702
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FARMERS BANK OF LOHMAN
Jul 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK
Aug 6, 2020	Warranty Deed, Transfer · Stand-Alone Refinance FARMERS BANK OF LOHMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Deed Document Number	20208263
Deed Book / Page	713 / 564
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1815 W MAIN ST, JEFFERSON CITY, MO 65109-1282
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000713/565
Date	Aug 6, 2020
Book Page	713/565
Instrument	202008264

Lender

Name	FARMERS BANK OF LOHMAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1815 W MAIN ST, JEFFERSON CITY, MO 65109-1282
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	713/204
Date	Jul 29, 2020
Book Page	713/204
Instrument	202007883

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Aug 6, 2020
Property Address	1815 W MAIN ST, JEFFERSON CITY, MO 65109-1282
Document Number	713/564
Book / Page	713 / 564
Instrument Date	Aug 3, 2020
Instrument	202008263
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8819 LINCOLN ST, LOHMAN, MO 65053-9702

Mortgage

Document Number	713/565
Date	Aug 6, 2020
Book Page	713/565
Instrument	202008264

Lender

Name	FARMERS BANK OF LOHMAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1815 W Main St was $1,330.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,250 (-) Land $3,420 Building $18,830
2025	$1,330.00	$22,250 Land $3,420 Building $18,830	$117,100 Land $18,000 Building $99,100
2023		$20,080 Building $20,080	$105,700 Land $18,000 Building $87,700
2022	$1,201.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1815 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1815 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Socket Telecom, Wisper ISP.

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