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1815 W 45th St, Chicago, IL 60609 Property Records

Cook County property record for 1815 W 45th St, Chicago, IL 60609

Property Summary

Property TypeApartments (5+ Units)
Details7 bd · 3 ba · 1,520 sqft · built 1898
Lot Size0.056 acres (2,448 sqft)
OwnerIndividual Name on File
Tax Bill$1,803 (2023)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-06-413-005

Property Details

APN / Parcel Number

Primary APN20-06-413-005
Alternative APN
  • 20-06-413-005-0000

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Units3 Units
Stories3 Stories
Building Area1,520 sqft Living Area

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1900
Architectural StyleMulti-Family
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area2,448 sqft (0.056 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1815 W 45TH ST
CityCHICAGO
StateIL
Zip60609-3807
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS-3
Legal Description(RESUBDIVISION) OF BLKS 5 & 6 IN WARDS SUB OF BLKS 1 4 & 5 OF STONE & WHITNEYS SUB OF & NH & WH OF SE OF SEC 7 WH SE SEC 06-3
Legal Range14E
Legal Township38N
Legal Section06
Legal SubdivisionWARDS SUB
Legal Block1,4-6
Legal Lot Number56-58
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2012
Census Tract610300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1815 W 45th St, a residential property, is owned and occupied by an individual who acquired it in January 2022.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1815 W 45TH ST, CHICAGO, IL 60609-3807
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2022
Deed SaleJan 10, 2022
Deed Document Number202218294
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 10, 2022
Property Address1815 W 45TH ST, CHICAGO, IL 60609-3807
Document Number0001018294
Instrument DateDec 27, 2021
Instrument2201018294
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$259.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 W 45TH ST, CHICAGO, IL 60609-3807

Mortgage

Document Number0001018295
DateJan 10, 2022
Instrument2201018295
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,000 Land $1,469 Building $24,531$260,000 Land $14,690 Building $245,310
2023$1,803.00 (+2.56%)
2022$1,758.00 (+2.87%)$8,499 (-) Land $1,958 Building $6,541$84,990 (-) Land $19,580 Building $65,410
2021$1,709.00$8,499 Land $1,958 Building $6,541$84,990 Land $19,580 Building $65,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1815 W 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1815 W 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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