1815 Thomas St, Moberly, MO 65270 Property Records

Randolph County property record for 1815 Thomas St, Moberly, MO 65270

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1985
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$129,400 (Nov 2018)
Tax Bill	$1,814 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-6.0-13.0-1.0-000-046.000`

Property Details

APN / Parcel Number

Primary APN	`10-6.0-13.0-1.0-000-046.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 74.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1815 THOMAS ST
City	MOBERLY
State	MO
Zip	65270-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DARWOOD HILLS 3RD ADD...MOBERLY: LOT 3 (PART OF SW CONT. 2.38 AC)
Legal Range	14W
Legal Township	53N
Legal Section	13
Legal Subdivision	DARWOOD HILLS 3RD ADD
Legal Lot Number	3
Jurisdiction	RANDOLPH MO
Township / Civil Division	SOUTH SUGAR CREEK
Census Block Group	4
Census Block	4002
Census Tract	490500

Owner

Source: Randolph County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1815 THOMAS ST, MOBERLY, MO 65270-3019
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit REGIONAL MISSOURI BANK
Aug 24, 2018	Deed of Trust, Mortgage BANK OF CAIRO & MOBER
Nov 14, 2018	Warranty Deed, Transfer · Stand-Alone Refinance BANK OF CAIRO & MOBER
Aug 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	20183821
Deed Book / Page	907 / 454
Last Transfer Date	Feb 23, 2026
Transfer Doc	0000000601
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	1815 THOMAS ST, MOBERLY, MO 65270-3019
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	931/1255
Date	Sep 21, 2021
Book Page	931/1255
Instrument	20213701

Lender

Name	REGIONAL MISSOURI BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	157 Months
Due	Oct 1, 2034

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	1815 THOMAS ST, MOBERLY, MO 65270-3019
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000902/0000000401
Date	Aug 24, 2018
Book Page	0000000902/0000000401

Lender

Name	BANK OF CAIRO & MOBER

Agreement

Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Nov 14, 2018
Property Address	1815 THOMAS ST, MOBERLY, MO 65270-3019
Document Number	907/454
Book / Page	907 / 454
Instrument Date	Nov 14, 2018
Instrument	20183821
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 924, MOBERLY, MO 65270-0924

Mortgage

Document Number	907/455
Date	Nov 14, 2018
Book Page	907/455
Instrument	20183822

Lender

Name	BANK OF CAIRO & MOBER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Aug 24, 2018
Property Address	1815 THOMAS ST, MOBERLY, MO 65270-3019
Document Number	902/339
Book / Page	902 / 339
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 HARVEST LN, MOBERLY, MO 65270-2913

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Municipality	Moberly City
Unified School District	Moberly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,814.00 (+9.54%)	$24,420 (+7.39%) Land $2,949 Building $21,471	$128,530 (+7.39%) Land $15,520 Building $113,010
2024	$1,656.00 (+12.88%)
2023		$22,740 Land $2,565 Building $20,175	$119,680 Land $13,500 Building $106,180
2019	$1,467.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBERLY PWS serves 13,783 people · EPA ID MO2010533
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Chariton Valley Communication, Kingdom Networks.

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